Join discussions on moving to and living in the USVI, ask questions, share info & tips! (Vacationing? Visit Travel Message Board)


Travel medical insurance

roadrunner
March 17, 2012 10:47AM

Registered: 9 years ago
Posts: 593

I have moved back to the States from STX. I still own property there and visit whenever I can. I let my SkyMed (similar to MASA) lapse, since I no longer live there. I have travel medical insurance for when I travel outside the U.S. entirely, but it doesn't cover the USVI. I have health insurance (United Healthcare), but I don't think it covers medical evacuation from somewhere like the VI.

Those of you who are in a similar situation, what do you use for travel insurance when you visit the VI? I have first-hand experience with the hospital, and while there are some things I would feel comfortable with there, there are others I would not.... and I know they don't cover all specialties, so if I happen to need one of those, I'll need evacuation insurance.

Re: Travel medical insurance

stxem
March 17, 2012 04:59PM

Registered: 10 years ago
Posts: 825

Try Traveller EMS or DAN insurance for divers. Are you a diver? DAN has really good evacuation coverage for emergencies and I believe they may cover non-diving accidents when traveling too. Worth looking into since it's only about $100/year.

Re: Travel medical insurance

HappyFace
March 17, 2012 05:06PM

Registered: 5 years ago
Posts: 146

American Express Credit cards has a plan for about $100.00 Per Year!

Re: Travel medical insurance

blu4u
March 17, 2012 10:58PM

Registered: 6 years ago
Posts: 842

Yes. The amex plan is great. Amex also any array of excellent "travel" related insurances--good deals if you fly often.

Re: Travel medical insurance

East Ender
March 18, 2012 08:22AM

Registered: 12 years ago
Posts: 4,846

rr: Make sure you read the small print. Many medical evacuation policies will transport you only to the nearest facility which provides the service. That is frequently Puerto Rico.

Re: Travel medical insurance

sallyf
March 18, 2012 02:08PM

Registered: 6 years ago
Posts: 140

The medical facilities in PR are perfectly OK - many of them have ex - Mayo Clinic etc specialists who have returned to their home to practice. Prices are reasonable and the quality of medicine is often world class.
There is no need to be afraid of a Medevac to PR.

Re: Travel medical insurance

East Ender
March 18, 2012 05:57PM

Registered: 12 years ago
Posts: 4,846

You go on down there, sallyf...

Re: Travel medical insurance

roadrunner
March 18, 2012 06:10PM

Registered: 9 years ago
Posts: 593

Thanks for your help! Now I have some research to do! happy

Re: Travel medical insurance

ChanelCinq
March 20, 2012 07:12PM

Registered: 5 years ago
Posts: 171

Quote
East Ender
rr: Make sure you read the small print. Many medical evacuation policies will transport you only to the nearest facility which provides the service. That is frequently Puerto Rico.

Quote
East Ender
You go on down there, sallyf...

There are plenty of good hospitals in Puerto Rico. Have you been to a hospital in Puerto Rico and if so where? I want to see what you are basing yours posts on.

Re: Travel medical insurance

blu4u
March 20, 2012 08:22PM

Registered: 6 years ago
Posts: 842

When some folks think medical evac coverage, they assume a flight to the states. Medical care in SJ is often a step above the VI. But spanish is the language of choice and that's often challenging.

Re: Travel medical insurance

East Ender
March 20, 2012 09:14PM

Registered: 12 years ago
Posts: 4,846

Basing my opinion on reviews from people who have had to go there.

The OP wanted to get travel insurance that would take him/her to the states. Many policies allow only to the closest facility offering that service. That was my point. wink



Edited 1 time(s). Last edit at 03/20/2012 09:18PM by East Ender.

Re: Travel medical insurance

ChanelCinq
March 20, 2012 11:51PM

Registered: 5 years ago
Posts: 171

Quote
blu4u
When some folks think medical evac coverage, they assume a flight to the states. Medical care in SJ is often a step above the VI. But spanish is the language of choice and that's often challenging.

I am going to nursing school here and I don't speak Spanish AT ALL. All the doctors speak English. Not all the nurses do but I am always paired with an English speaking nurse. It is never hard for my professor to find one.

Re: Travel medical insurance

East Ender
March 21, 2012 08:26AM

Registered: 12 years ago
Posts: 4,846

Chanel: Your experience may be different from that of patients from the Virgin Islands. I know of people who could not communicate with staff and no attempt was made to get someone who could communicate with them. I have seen discharge reports/recommendations written entirely in Spanish, although the person was returning to the VI.

Re: Travel medical insurance

ChanelCinq
March 21, 2012 08:33AM

Registered: 5 years ago
Posts: 171

Quote
East Ender
Chanel: Your experience may be different from that of patients from the Virgin Islands. I know of people who could not communicate with staff and no attempt was made to get someone who could communicate with them. I have seen discharge reports/recommendations written entirely in Spanish, although the person was returning to the VI.

Yeah it does depend on the hospital. Since there is no NICU on STT or STX a lot of pregnant patients with complications end up here. But instead of being in San Juan they are in Caguas or other suburbs. Caguas is at least 20 miles from San Juan. There would be less English spoken there.

Then I live on the beach which is Gringo territory and I am about a mile from Ashford Presbyterian Hospital. You don't even have to speak Spanish to work there. Some of my non Spanish speaking classmates got a job there.

Re: Travel medical insurance

nenn01
March 26, 2012 09:27AM

Registered: 6 years ago
Posts: 69

I have been on Stx since November and have used Seven Corners. I just filed my first claim after seeking medical attention for an ear infection. I'll let you know how helpful they are.

Re: Travel medical insurance

East Ender
March 26, 2012 04:44PM

Registered: 12 years ago
Posts: 4,846

There is a NICU at SRMC.

Re: Travel medical insurance

ChanelCinq
March 27, 2012 06:27PM

Registered: 5 years ago
Posts: 171

Quote
East Ender
There is a NICU at SRMC.

You are right. That is very good to know.

Join the discussion. Click the button below to Login or Register now!

Click here to login

  • Blue Ocean Transport

Moving to the U.S. Virgin Islands?

Settlers Handbook
Only $17.95

The Settlers Handbook for the U.S. Virgin Islands is your guide to moving to St. Croix, St. Thomas, St. John and Water Island.

The current 18th Edition, released in January 2016, will help you explore your dream of island living. A solid reference book, it was first published in 1975. That's 40 years of helping people move to the islands. A must read. Order today.

Order Today

Advertise

Join VIMovingCenter.com Today!

Tell prospective and current residents about your business.

Learn More →

Sister Sites

VITraders

USVI Books & Souvenirs

VInow

USVI Vacation Guide

Living in de V.I.

USVI Relocation DVD

Proud Supporter

VI Olympic Team

For over 45 years, the Virgin Islands has celebrated the Olympic tradition by sending our athletes to compete.

Learn More →