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Auto Insurance

August 16, 2012 10:06AM

Registered: 6 years ago
Posts: 10

Good morning! Looks like I will need to get auto insurance on STX as my Geico insurance will only cover me for 30 days. Is car insurance more expensive on the island? Any experience or recommendations about local agents? Thanks

Re: Auto Insurance

August 16, 2012 10:25AM

Registered: 10 years ago
Posts: 8,628

we use marshall and sterling. i have heard bad things about guardian.

cost-same factors determine the cost here as in the states but i think it is cheaper than florida and marylad

Re: Auto Insurance

August 16, 2012 12:31PM

Registered: 9 years ago
Posts: 289

Vanguard is NOT a good choice. Marshal and Sterling gets my vote.

Re: Auto Insurance

Linda J
August 16, 2012 04:12PM

Registered: 13 years ago
Posts: 3,903

We used Executive. We were pleased with the company, but I can't comment on payout, we never had an accident.

Re: Auto Insurance

August 16, 2012 04:42PM

Registered: 7 years ago
Posts: 281

Marshall and Sterling in Gallows Bay - our agent for years is Vicki Bandola and she is very helpful and nice.

Re: Auto Insurance

August 16, 2012 08:43PM

Registered: 10 years ago
Posts: 1,495

for the coverage you get Marshall and Sterling the most expensive. Try USAA better coverage for less money

Re: Auto Insurance

August 16, 2012 10:30PM

Registered: 7 years ago
Posts: 281

You're correct except for people who don't qualify for not being in the armed services!!!!

Re: Auto Insurance

August 16, 2012 11:45PM

Registered: 11 years ago
Posts: 851

Another vote for Marshall and Sterling for policy service. But I haven't had a claim. So can't vouch for that. My premium is about $400 a year lower than our similar car in PA (same coverage), after bundled discounts I don't have on STX . But I live close to the city there. So apples and oranges.

Re: Auto Insurance

August 17, 2012 07:49AM

Registered: 6 years ago
Posts: 1,037

I payed $2k in PA and $250 a year here. smiling

Re: Auto Insurance

August 17, 2012 10:13AM

Registered: 13 years ago
Posts: 2,548

We were with a local company and could only get $10K liability. Went with USAA, We did not qualify but my father-in-law did. GREAT coverage and saved us money. Between the house in AZ and the four cars we save almost $2K a year. THey won't do houses or condos in the USVI sad

Re: Auto Insurance

August 25, 2012 09:25PM

Registered: 8 years ago
Posts: 15

If you or your folks are military, you can get USAA. They now have car insurance in the VI. Their rates are much lower.

Re: Auto Insurance

August 25, 2012 10:24PM

Registered: 12 years ago
Posts: 160

Another thing to ask when getting a quote... is for rental car or other when in the states if you are a resident here. Some agency(s) did not offer that last year 2011.

Re: Auto Insurance

August 26, 2012 03:44PM

Registered: 10 years ago
Posts: 88

We have had great experiences with Marshall & Sterling as our carrier (one accident, both vehicles had M&S insurance, paid out quickly & easily).

I was recently in an accident with a Guardian customer (they got the ticket). I had heard negative things about Guardian as well, so I made sure to call frequently to keep the claim moving. No problems at all, and the staff were all very friendly.

Good luck!

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