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what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

butchCondor
February 29, 2016 05:23PM

Registered: 2 years ago
Posts: 57

I've been searching for a few days trying to find a company that is licensed to sell auto insurance in both the USVI and the mainland US, USAA is the only one I've found that can do that. However, I'm am not eligible for USAA.

My current insurance policy is up on March 8th. I'd like to find a company that can cover me on the mainland and when I arrive on STT in May.

I'm trying to figure out how to get my car through Customs, If anyone knows of an agent who can do this for me when my car arrives, that would be great, perhaps the agent would know how to get the insurance or whatever is needed to clear Customs without a address. If you know of someone who can help me, please provide me with a way to contact them. What about getting a address through one of the mailbox places? .

Any help would be greatly appreciated.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

OldTart
February 29, 2016 06:05PM

Registered: 6 years ago
Posts: 6,524

Call Stephanie Scott-Williams at 340-775-0635. Her company is, "I'll Do It For You" and she'll be able to take care of it.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA
avatar

Exit Zero
March 01, 2016 02:04AM

Registered: 9 years ago
Posts: 2,209

I would not hesitate to call Daniel at Beep Business Services 340-776-8720 and ask him your questions and recommend using his services as well.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

speee1dy
March 01, 2016 07:42AM

Registered: 9 years ago
Posts: 8,259

do any of those offer mainland insurance coverage ?

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

East Ender
March 01, 2016 08:01AM

Registered: 12 years ago
Posts: 4,854

Butch: I'm pretty sure you are going to have to get local car insurance which will go into effect when you arrive. There is no such thing as insurance that is effective in the VI and in Big America. The local Lt. Governor's office regulates the insurance industry.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

Alana33
March 01, 2016 08:18AM

Registered: 5 years ago
Posts: 11,584

Looks you may just have to renew your stateside insurance and then cancel when you ship car. Talk to your present agent. Maybe you can renew for a shorter period but you should be able to get back any unused portion of insurance from dates you no longer require stateside insurance. It works that way for homeowners insurance when a home is sold or transferred.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

watruw8ing4
March 01, 2016 08:18AM

Registered: 10 years ago
Posts: 849

Renew your mainland insurance, then cancel once the car is shipped. They should pro-rate and send you a refund.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

caribstx
March 01, 2016 08:18AM

Registered: 4 years ago
Posts: 418

People bring cars here all the time...there must be a way.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

speee1dy
March 01, 2016 01:26PM

Registered: 9 years ago
Posts: 8,259

there is a way. i had my stateside insurance until i got here and got a new policy with a local agent.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA
avatar

Dante
March 01, 2016 03:12PM

Registered: 12 years ago
Posts: 253

Quote
speee1dy
there is a way. i had my stateside insurance until i got here and got a new policy with a local agent.

Same here .

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

speee1dy
March 01, 2016 03:36PM

Registered: 9 years ago
Posts: 8,259

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

butchCondor
March 01, 2016 06:18PM

Registered: 2 years ago
Posts: 57

thanks a lot guys, I got a hold of Daniel at Beep Business Services he's going to get the car cleared for me

Again, thanks for your help

Butch

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

Jim Dandy
March 01, 2016 09:05PM

Registered: 12 years ago
Posts: 1,054

Also remember that when you get auto insurance in the USVI it won't cover you in the 50 states unless you buy additional coverage.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

caribstx
March 02, 2016 08:17AM

Registered: 4 years ago
Posts: 418

Quote
Jim Dandy
Also remember that when you get auto insurance in the USVI it won't cover you in the 50 states unless you buy additional coverage.

Its hard to drive to the other 50 states from here.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

janeinstx
March 02, 2016 09:49AM

Registered: 5 years ago
Posts: 614

Quote
caribstx
Quote
Jim Dandy
Also remember that when you get auto insurance in the USVI it won't cover you in the 50 states unless you buy additional coverage.

Its hard to drive to the other 50 states from here.

I think his point is that if you go to the states and rent a car your policy here doesn't cover you.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

caribstx
March 02, 2016 10:04AM

Registered: 4 years ago
Posts: 418

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

Jim Dandy
March 02, 2016 07:14PM

Registered: 12 years ago
Posts: 1,054

Not just rental cars, but if you visit family or friends and borrow a car you have no insurance.

USAA is the exception to this catch 22. They cover you in the states.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

Scubadoo
March 02, 2016 10:31PM

Registered: 3 years ago
Posts: 1,742

Fortunately the reverse is not true. Stateside policies typically do cover short term rentals in the VI and PR.

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

janeinstx
March 03, 2016 05:10AM

Registered: 5 years ago
Posts: 614

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

mtdoramike
March 03, 2016 09:00AM

Registered: 5 years ago
Posts: 923

My question is, Is your vehicle paid for or is it still under lien? Most financial companies do n ot allow a vehicle to leave the main land if it's still under lien. So I hope you check this out BEFORE you transport your vehicle.


mike

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

butchCondor
March 03, 2016 10:47AM

Registered: 2 years ago
Posts: 57

I want to thank you and the others for all your help, you guys are awesome.

I own the car, I think until I know what is going on, I don't need any monthly car payments, I'm coming down there with a clean slate, no debts or monthly payments, not even credit cards.

It was a hard decision to ship the car, it's a 2005 Toyota Matrix, I almost decided to buy another car when I got there. But, I know this car, no unseen problems, I'd hate to buy another car that has someone else's problems. I think with the mileage, 131k I still have a couple of years of service, Toyota makes a damn good car, in my research for suspension to deal with potholes and bad roads, Toyota came in 2nd, believe it or not Honda was rated with the best suspension, above Range Rover.

I have someone who will help me with clearing the car through Customs and to deal with insurance when I get there. He'll even deliver the car to the airport for me to pickup. Now, this is the kind of help I was looking, my car problem is now solved.

Again thanks to all
Butch

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

caribstx
March 03, 2016 11:02AM

Registered: 4 years ago
Posts: 418

I'd ship the Toyota for sure. 131k is nothing on a car like that!

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

mtdoramike
March 03, 2016 02:42PM

Registered: 5 years ago
Posts: 923

Yep, sounds like you are off and running. Enjoy your moment in paradise. My motto is, a bad day on a tropical island is better than a good any where else.


mike

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

speee1dy
March 03, 2016 03:14PM

Registered: 9 years ago
Posts: 8,259

i shipped my paid off car that i bought new down here too. i would rather have a car i know instead of one i dont

Re: what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

butchCondor
March 04, 2016 08:04AM

Registered: 2 years ago
Posts: 57

About getting the car inspected, I have a "RED" light for the airbag on the dashboard, it's disconnected. The reason I disconnected it is because there is a recall on the airbag from Toyota. There is a chance that if the airbag is deployed metal fragments will fly out and act as bullets, it can be fatal. Instead of taking a chance of being shot by my airbag, I disconnected it.
I was thinking about taping a copy of the recall on the dash, so anyone who inspects the car will see the recall and know there is not a problem with the “RED” light, it was disconnected for safety until Toyota has the parts to fix the problem. I’ve called them twice in the last year and a half, with no date in sight as to when they will have the parts to fix the problem.
My fear is some tight ass inspector who doesn’t have the intelligence to see I’m doing the right thing because the rule book might say if there are any problems the car will not pass the inspection.
My question is, what is the criteria for the inspection? Do they nitpick, looking for any reason to fail a car,or fail an inspection if there is a real problem, bad exhaust system or anything else that may not work and make the car dangerous to drive?
.
Butch

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