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Retired Federal Employee Health Care

Wolverine888
April 19, 2017 05:59AM

Registered: 10 months ago
Posts: 108

Any retired federal government employees living in USVI with healthcare plans under the FEHB that they've had good success with? My current healthcare plan is excellent but does not have coverage in the USVI currently.

Re: Retired Federal Employee Health Care

singlefin
April 19, 2017 09:11AM

Registered: 4 years ago
Posts: 582

You'll most likely have to go Out-of-Network. I don't use that exact plan but had a similar issue with what I have.
Out-of-Network hits me with a $1000 deductible right off the bat every year, however, major medical is covered.
We've found at most offices here, that there's a cash charge, and there's the insurance charge (much higher).
Sometimes, just to eliminate hassles, we just pay the cash charge and are done with it. Dental insurance fees aren't worth it here either. We just pay cash for that and optical as well.
Healthcare is probably the #1 drawback to moving here. The Lt Governor has made it his personal mission to come up with some solutions. That being said, no one expects a solution anytime soon.
Stay healthy. Eat right, exercise, and brush & floss!

Re: Retired Federal Employee Health Care

susan56
April 20, 2017 02:04PM

Registered: 6 years ago
Posts: 147

My husband is a retired gov employee too.

His bc/bs covered us just as it is does in the in the US.

Re: Retired Federal Employee Health Care

singlefin
April 20, 2017 05:35PM

Registered: 4 years ago
Posts: 582

As long as your Blue Cross, Blue Shield is from the States. Locally, I believe it's no longer obtainable.

Re: Retired Federal Employee Health Care

Wolverine888
April 21, 2017 04:06AM

Registered: 10 months ago
Posts: 108

Thanks for all your inputs, really appreciate it...have received further clarification from my provider, GEHA, since posting my original message and they have now clarified that my coverage will continue the same, even when moving to USVI, not just while on a trip there. I've always looked at any form of insurance from the standpoint of making sure it covers the major surprises that come our way, whether it be auto, home or medical, etc., not so much concerned about making sure every little thing is covered, in fact I elected my insurer's high deductible health savings account for that very reason.

Re: Retired Federal Employee Health Care

Idlewood4
April 23, 2017 11:30PM

Registered: 1 year ago
Posts: 82

I've had good luck with FEP Blue here, although it's difficult locating preferred providers. And there are no approved dentists.

Re: Retired Federal Employee Health Care

islandjoan
April 24, 2017 10:38AM

Registered: 10 years ago
Posts: 1,388

I don't believe for a second that Potter is motivated to find solutions. Sorry but it seems that he's too busy living high on the hog right now to bother. The Lt Governor job always kinda seemed like a lame duck position to me. Can anyone, who has lived here for decades, remember anything substantial that was done by a Lt Governor??

Quote
singlefin
The Lt Governor has made it his personal mission to come up with some solutions. That being said, no one expects a solution anytime soon.

Re: Retired Federal Employee Health Care

islandjoan
April 24, 2017 11:38AM

Registered: 10 years ago
Posts: 1,388

So I found this story where Potter travelled to Bermuda but no follow up that I recall...

Potter Bermuda boondoggle

Re: Retired Federal Employee Health Care

singlefin
April 24, 2017 02:00PM

Registered: 4 years ago
Posts: 582

The article clearly states he's "working tirelessly".

Wink, wink, nudge, nudge...

Re: Retired Federal Employee Health Care

islandjoan
April 24, 2017 03:28PM

Registered: 10 years ago
Posts: 1,388

Yeah I get your sarcasm now....for some reason I thought you believed him!

Quote
singlefin
The article clearly states he's "working tirelessly".

Wink, wink, nudge, nudge...

Re: Retired Federal Employee Health Care

Matt
May 02, 2017 12:55PM

Registered: 12 years ago
Posts: 112

Many of my coworkers and I use the APWU (American Postal Workers Union) Health Plan. I have been on STX for 5 yrs. and it works well. And as far as I know, any federal employee/retiree can use it. Yeah, few dentists take insurance here.

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