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FEMA grants and loans for renters

islandjoan
October 03, 2017 10:28AM

Registered: 10 years ago
Posts: 1,331

I saw this on viconsortium and thought it would help to post the info here.

RENTERS IN U.S. VIRGIN ISLANDS URGED TO APPLY FOR FEMA ASSISTANCE
Community Center / Virgin Islands / October 2, 2017

Virgin Islands renters who experienced losses due to hurricanes Irma or Maria could be eligible for disaster-recovery assistance from the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA), FEMA announced Monday.

GRANTS:

Renters may be eligible for grants from FEMA to help with disaster-related expenses such as:

• Renting a home when the renter’s previous one is uninhabitable due to the disaster.
• Disaster-related medical and dental expenses.
• Replacement or repair of necessary personal property lost or damaged in the disaster.
• Repair or replacement of vehicles damaged by the disaster.
• Disaster-related funeral and burial expenses.
These are not loans and don’t have to be repaid. They are not taxable income and won’t affect eligibility for Social Security, Medicaid, welfare assistance, SNAP benefits and several other programs.

LOANS:

Renters may qualify for a low-interest SBA loan of up to $40,000 to repair or replace personal property. The filing deadline to return applications for property damage is Nov. 6, 2017, for Hurricane Irma and Nov. 20, 2017, for Hurricane Maria.

For more information, call SBA’s Disaster Assistance Customer Service Center at 800-659-2955 or visit sba.gov/disaster. TTY users may call 800-877-8339. Applicants may also apply online using the Electronic Loan Application via SBA’s secure website at disasterloan.sba.gov/ela.

The first step is to register for assistance with FEMA. Virgin Islanders who have not yet registered can do so online at www.DisasterAssistance.gov, in Spanish at www.DisasterAssistance.gov/es, or by phone at 800-621-3362 or (TTY) 800-462-7585. Those who use 711-Relay or Video Relay Services may call 800-621-3362.

The toll-free telephone numbers operate from 7 a.m. to 11 p.m. (local time) seven days a week until further notice. Operators are standing by to assist survivors in English, Spanish and many other languages.

Re: FEMA grants and loans for renters

LiquidFluoride
October 03, 2017 10:38AM

Registered: 4 years ago
Posts: 1,923

My truck got damaged pretty bad in the storm... sounds like I might have an avenue for repair other than insurance claim.

Re: FEMA grants and loans for renters

rosesisland
October 03, 2017 06:43PM

Registered: 5 years ago
Posts: 592

My landlord is charging full rent even though I cannot live there. I'm betting he doesn't report THAT to FEMA!

Re: FEMA grants and loans for renters

ironheadUSVI
October 04, 2017 06:52AM

Registered: 4 months ago
Posts: 134

Quote
rosesisland
My landlord is charging full rent even though I cannot live there. I'm betting he doesn't report THAT to FEMA!

If you aren't living there, how can he charge you rent? You didn't move out? Are you storing your possessions there? Just curious, because some people call it unlivable because they have no power and water and feel that they don't have to pay rent either.

Re: FEMA grants and loans for renters

rosesisland
October 04, 2017 09:22AM

Registered: 5 years ago
Posts: 592

Quote
ironheadUSVI
Quote
rosesisland
My landlord is charging full rent even though I cannot live there. I'm betting he doesn't report THAT to FEMA!

If you aren't living there, how can he charge you rent? You didn't move out? Are you storing your possessions there? Just curious, because some people call it unlivable because they have no power and water and feel that they don't have to pay rent either.

I have emphysema and almost died 4 years ago from black mold in my lungs and my apartment leaks. I was 22 years younger when I went without electricity after Marilyn for 2.5 months, but at that time I didn't have major health issues as like most senior citizens I do now. No, I can't live there right now. I'll get back when my husband returns from his job in Massachusetts in November and says it's safe for me to return. He's thinking late January or later I might be able to return.

Re: FEMA grants and loans for renters

speee1dy
October 04, 2017 10:27AM

Registered: 9 years ago
Posts: 8,214

But if it's unhibatibale how can you pay rent

Re: FEMA grants and loans for renters

ironheadUSVI
October 04, 2017 10:46AM

Registered: 4 months ago
Posts: 134

Quote
speee1dy
But if it's unhibatibale how can you pay rent

If a renter physically moves out and leaves their possessions in there, thereby keeping the landlord from renting to someone else, then yes, rent will be due until the premises are vacated.

uninhabitable is subject to a persons individual criteria.

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