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Health insurance, new question :)

Treeman
March 02, 2017 03:52PM

Registered: 1 year ago
Posts: 92

If the ACA is over-hauled by the GOP; they are talking about allowing health ins policies to be bought across state lines. Meaning that you could buy a policy from a provider in another state.

Would this allow VI (or other territory) residents to also purchase policies from a state on the mainland?

Re: Health insurance, new question :)

watruw8ing4
March 03, 2017 04:34PM

Registered: 10 years ago
Posts: 849

I highly doubt it. It was the "state" vs "territory" issue that left us out in the cold with ACA.

Re: Health insurance, new question :)

Alana33
March 03, 2017 05:04PM

Registered: 5 years ago
Posts: 11,580

Plus the VI Government had to copay, I believe, which is why they opted for increased Medicaid $$.

Re: Health insurance, new question :)
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rotorhead
March 06, 2017 06:07PM

Registered: 12 years ago
Posts: 2,440

Re: Health insurance, new question :)

Alana33
March 06, 2017 06:36PM

Registered: 5 years ago
Posts: 11,580

ROTOR:
I couldn't get healthcare insurance in the VI.
I have it thanks to ACA now that I've moved to FL.
Millions of people now have it and aren't penalised by existing conditions.
Have friends that couldn't get any healthcare insurance because they had diabetes, high blood pressure, etc.

Please tell us about your health insurance as it pertains to living in the VI and why having MILLIONS of people, finally be able to get and be insured is a bad thing?

Re: Health insurance, new question :)
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rotorhead
March 06, 2017 07:24PM

Registered: 12 years ago
Posts: 2,440

My health care in the USVI consisted of me paying for my own coverage,

This might mean going off island for more affordable procedures or ordering pharmaceuticals from Canada.

It did not involve having the government extort the cost of my coverage from my fellow citizens. That is how Obamacare works. Nothing is free.

I support measures which lower the cost of health care for everyone. I do not support laws which simply shift one persons health care cost to someone else.

Freedom is worth fighting for. Repeal Obamacare.



Edited 1 time(s). Last edit at 03/06/2017 07:35PM by rotorhead.

Re: Health insurance, new question :)

watruw8ing4
March 07, 2017 09:27AM

Registered: 10 years ago
Posts: 849

Quote
Treeman
If the ACA is over-hauled by the GOP; they are talking about allowing health ins policies to be bought across state lines. Meaning that you could buy a policy from a provider in another state.

Would this allow VI (or other territory) residents to also purchase policies from a state on the mainland?

Your question is now officially moot. Trumpcare is being done through reconciliation process to avoid needing Democratic votes. If it remains that way, coverage across state lines can't be added, since it's law, not budget, that would need to be changed.

btw, they are holding committee votes immediately (2 days) because they are trying to pass this before a CBO report comes out and shows how much would be added to the debt. They are putting off changing Medicaid until 2020 for the same reason: to pull the wool over the eyes of the masses.

Re: Health insurance, new question :)

Spartygrad95
March 12, 2017 07:36PM

Registered: 3 years ago
Posts: 1,870

Quote
watruw8ing4
Quote
Treeman
If the ACA is over-hauled by the GOP; they are talking about allowing health ins policies to be bought across state lines. Meaning that you could buy a policy from a provider in another state.

Would this allow VI (or other territory) residents to also purchase policies from a state on the mainland?

Your question is now officially moot. Trumpcare is being done through reconciliation process to avoid needing Democratic votes. If it remains that way, coverage across state lines can't be added, since it's law, not budget, that would need to be changed.

btw, they are holding committee votes immediately (2 days) because they are trying to pass this before a CBO report comes out and shows how much would be added to the debt. They are putting off changing Medicaid until 2020 for the same reason: to pull the wool over the eyes of the masses.

Actually now they are talking of eliminating Medicaid expansion by 2018 to appease the "Freedom Caucus". At least the top 1% will get a $600 billion dollar tax cut which I'm sure they will use in their gracious hearts to help out the 20 million who will lose their insurance.

Re: Health insurance, new question :)
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rotorhead
March 12, 2017 07:58PM

Registered: 12 years ago
Posts: 2,440

Re: Health insurance, new question :)

Spartygrad95
March 12, 2017 08:08PM

Registered: 3 years ago
Posts: 1,870

[www.wbur.org]

Typical mentality. "F@ck you, I got mine."

Re: Health insurance, new question :)
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rotorhead
March 12, 2017 08:13PM

Registered: 12 years ago
Posts: 2,440

The democratic way. "Someone has something that I don't have. The government should steal it from them to give to me". I will vote democrat forever, more free stuff!

The Democrats are right, there are two Americas.

The America that works, and the America that doesn’t. The America that contributes, and the America that doesn’t.

It’s not the haves and the have nots, it’s the dos and the don’ts. Some people do their duty as Americans, to obey the law and support themselves and contribute to society, and others don’t.

That’s the divide in America.
[www.lonsberry.com]

Re: Health insurance, new question :)
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rotorhead
March 12, 2017 08:15PM

Registered: 12 years ago
Posts: 2,440

Re: Health insurance, new question :)

Spartygrad95
March 12, 2017 08:18PM

Registered: 3 years ago
Posts: 1,870

Sociopathy is real with this one. Most, if not all, who get assistance WORK. They contribute. They weren't as fortunate as you, or me to a lesser extent, to be blessed with opportunity. Honestly the boomer generation has screwed this country so immeasurably I doubt we will recover. The most selfish generation by far who are so cloistered in their little world of privilege they are blinded to the real world. Have a blessed night.

Re: Health insurance, new question :)
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rotorhead
March 12, 2017 08:41PM

Registered: 12 years ago
Posts: 2,440

I support private charity. I do not think that there is a fair way for the government to extort money from one citizen who earned it to give to another citizen who did not earn it.

This is simply a progressive scheme to buy votes. Over the past 50 years we have spent over $22T on the war on poverty. We have more dependent, poor people than when the war started. Giving people "free" stuff just makes them dependent, loyal democrats. It doesn't get them out of poverty. Jobs do that.

Re: Health insurance, new question :)

Spartygrad95
March 12, 2017 08:47PM

Registered: 3 years ago
Posts: 1,870

Shitttty paying, non union jobs with reduced benefits. The American way. Come work at Wal-Mart and here is your application for SNAP benefits and welfare.

Re: Health insurance, new question :)

LiquidFluoride
March 13, 2017 09:04AM

Registered: 4 years ago
Posts: 1,923

Quote
Spartygrad95
At least the top 1% will get a $600 billion dollar tax cut which I'm sure they will use in their gracious hearts to help out the 20 million who will lose their insurance.

tax cuts you say?

care to share where you found those?

Quote
Spartygrad95
Sociopathy is real with this one. .......The most selfish generation

Wait,, so your calling him a sociopath, while advocating the armed theft of other peoples money?

makes sense....


Quote
Spartygrad95
Shitttty paying, non union jobs with reduced benefits. The American way. Come work at Wal-Mart and here is your application for SNAP benefits and welfare.

Or discover the wonders of the internet and self education.

That's what I did.

Quote

It’s not the haves and the have nots, it’s the dos and the don’ts.

Re: Health insurance, new question :)

JohnnyU
March 13, 2017 12:55PM

Registered: 3 years ago
Posts: 446

Quote
Spartygrad95
Shitttty paying, non union jobs with reduced benefits. The American way. Come work at Wal-Mart and here is your application for SNAP benefits and welfare.

Thanks Obama

Re: Health insurance, new question :)

Spartygrad95
March 13, 2017 06:08PM

Registered: 3 years ago
Posts: 1,870

thanks Obama? The good paying paying jobs left under Reagan. It isn't hard to find. The tax cuts come in the form of the taxes enacted on top 1% for ACA. That is easily looked up as well. In addition the CBOs scorecard is out on the compassionate conservatives plans. 26 million losing health care in next decade. At least they are increasing health savings accounts maximums for those who have no money to put in them

Re: Health insurance, new question :)

JohnnyU
March 13, 2017 06:49PM

Registered: 3 years ago
Posts: 446

All I hear is how great The economy is/was a under Obama and am trying to figure out how what you say is possible.

As for the rest, if you are truly disabled there should be a safety net. Laziness or poor life decisions are disabilities.

Re: Health insurance, new question :)

Spartygrad95
March 13, 2017 07:09PM

Registered: 3 years ago
Posts: 1,870

So only if you are disabled huh? The health savings accounts under this proposal are another bone to the rich. The money is not taxed going in or coming out if used for health benefits, it is only taxed at 20% for using for non health reasons. Far less than the tax bracket for those who can afford to put the max in per year. This is in no way more affordable and is downright malicious to the most vulnerable. The poor and elderly.

Re: Health insurance, new question :)

stxisbest
March 13, 2017 07:15PM

Registered: 3 years ago
Posts: 155

Quote
JohnnyU
Laziness or poor life decisions are disabilities.

are not??

Re: Health insurance, new question :)
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rotorhead
March 13, 2017 08:19PM

Registered: 12 years ago
Posts: 2,440

The CBO's numbers are out. They estimate that under the AHCA the deficit will be reduced $337B over the next 10 years. They also estimate that 24M people will lose insurance coverage. Many of these because they will choose not to purchase insurance when the "mandate" is removed.

The groups hit hardest will be the poor, the ones who are currently getting coverage because the ACA extorted money from others to pay for their premiums. And those with pre-existing conditions, also being subsidized through extortion under the ACA.

The winners will be the young. They will no longer be "forced" to purchase insurance and when they do it will accurately reflect the cost of providing them insurance and not be loaded with subsidies for others.

The other winners are all of those who were happy with their previous insurance and were lied to by Obama when he told them that they could keep their insurance. In general their premiums will reflect their true costs. They will not be forced to buy a one-size-fits all policy as they did under the ACA, they will be able to tailor their policy to their needs and save money.

My feelings on the matter of covering the poor and those with pre-existing conditions is that they should be covered through assistance from private charities. After all charity is what they are seeking. The government should not extort money from one citizen and give it to another as an entitlement. If citizens wish to give to others, it should be voluntary.

The cost of your healthcare insurance should be determined by your health, not by your income. Just as your automobile insurance is determined by your driving record, not by your income.

Just a Libertarian view. Healthcare would be more affordable for everyone if the government got out of things. Let Insurance Companies sell policies across state lines.

Re: Health insurance, new question :)

Spartygrad95
March 13, 2017 08:42PM

Registered: 3 years ago
Posts: 1,870

Really? Before ACA we had one of the highest health care costs. Countries with socialized medicine have lower health-care costs and better service. The libertarian view doesn't match with reality. I hear they are still selling lots at Galt's Gulch.

Re: Health insurance, new question :)

Spartygrad95
March 13, 2017 08:45PM

Registered: 3 years ago
Posts: 1,870

Actually MOST of those who will lose insurance are those who benefited from expanded Medicaid coverage. Like here in the territories. Insurance companies are the REASON costs are so high. Easy to look up by almost 35% of costs are from insurance records, autocracy, etc.

Re: Health insurance, new question :)

Scubadoo
March 13, 2017 10:14PM

Registered: 3 years ago
Posts: 1,634

Quote
rotorhead
Just as your automobile insurance is determined by your driving record, not by your income.

Ha! Where have you been hiding? It's been well publicized insurance companies look a credit history (well except in Massachusetts, Hawaii, or California where it's been banned), number of claims, age, gender, marital status, where you live, how much you drive, as well as actual driving record. The more money you make, the better your credit history, the lower your car insurance.

Anyway we don't have to worry at all about the new health insurance reform, Trump has already promised over and over that everyone will be covered, nobody will lose insurance.

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