Banks  

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tankgurl
Posts: 29
(@tankgurl)
Advanced Member
Joined: 3 years ago

Hi I did a search on Banks and didn't come up with a solid answer.

What major banks are there that I can access on the mainland and on St. Croix? I will be moving there for a year and need a bank that I can use for direct deposit for my job in NY and access to use the ATM and bank on on St. Croix?

Thanks!

Tankgurl

20 Replies
daveb722
Posts: 497
(@daveb722)
Advanced Member
Joined: 4 years ago

Get an E*trade checking account as well and transfer funds out of it into your VI bank, that's if you even need a VI Bank. You can direct deposit into Etrade, and use any ATM and they refund the fees. I pay all my bills from them as well, very easy website to use. Also when you leave VI, you won't have to change banks again. I have used them for 15 years and they are excellent to deal with. I only keep a local bank in case I need a certified check or other immediate issue, but keep very little in it.

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tankgurl
Posts: 29
(@tankgurl)
Advanced Member
Joined: 3 years ago

daveb722 Wow. Thank you I'm going to look into that.

Reply
STTsailor
Posts: 524
(@STTsailor)
Trusted Member
Joined: 4 years ago

FirstBank works relatively well for my needs. They also have branches in Fl i believe. Not sure if First has a branch on Stx.

The problem with Etrade or Chwab account is that if you need cash to purchase a car you will not be able to get it out of ATM.

Overal banking is more difficult here then on mainland. Seems most users here do not trust the banking esthablisment, don't use direct deposit, electronic banking. Rudimentary business is done in person (check deposit, get $60 cash, pay wapa bill). ATMs are often out of cash or out of service.

It took 3 hours of my time to open checking account and at the end I was asked to type in all my info into banks computer database. I thought I would have to order pizza to the branch.

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Oldie1
Posts: 194
(@Oldie1)
Advanced Member
Joined: 4 years ago

I have used Bank of St Croix for personal as well as my business for many years without issue.
I receive wire transfers routinely from the states as well as Europe and Canada

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