Best Bank on St. Cr...
 

Best Bank on St. Croix?  

 

Pablo
(@Pablo)
New Member
Joined: 5 years ago
Posts: 4
January 14, 2015 1:25 am  

Anyone have a preference for a certain bank? Leaning towards Banco Popular since they have stateside branches. Thanks.


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Ric
 Ric
(@Ric)
Advanced Member
Joined: 15 years ago
Posts: 393
January 14, 2015 2:40 am  

Used Banco Popular for the 9 years we lived on STX. Had no problems. Still have a checking account and credit card with them, three years later.


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jumbie75
(@jumbie75)
Advanced Member
Joined: 7 years ago
Posts: 171
January 14, 2015 8:58 am  

Love Bank of St. Croix! Very customer service and business oriented.. Never a long line to wait for service.. Great bank!


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rosesisland
(@rosesisland)
Trusted Member
Joined: 8 years ago
Posts: 703
January 14, 2015 9:15 am  

I use Bank of St. Croix, but, it keep a stateside bank account as well. One never knows! My friends account at Scoia were hacked and they didn't have access for awhile. Good to have a backup! Whichever you choose, if you go off island and need to use your card, better have informed them first.


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speee1dy
(@speee1dy)
Expert
Joined: 11 years ago
Posts: 8750
January 14, 2015 10:58 am  

bank of st croix-here
bank of america-stateside

always good to have one of each IMO


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CruzanIron
(@cruzaniron)
Trusted Member
Joined: 6 years ago
Posts: 2448
January 14, 2015 11:10 am  

The best bank is the bank that each of us uses.

Everyone will say that their bank is the best.


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SunnyCaribe
(@SunnyCaribe)
Advanced Member
Joined: 9 years ago
Posts: 495
January 14, 2015 2:12 pm  

The best bank is the bank that each of us uses.

Everyone will say that their bank is the best.

Not necessarily. It would be useful to qualify the choices by their strengths.

I've used:

-Banco Pop: decent service, high-ish fees, but interminably long lines. Entering is like going through TSA. I'm no longer a customer.

-Scotia: indifferent service for me as a commercial account; statements had penciled corrections occasionally. I'm no longer a customer.

-Firstbank: easy target for hackers, slow response to hacked users. I'm no longer a customer.

-Bank of St.X: short lines best customer service for a local bank but expensive fees, shifting policies, robbed at gunpoint twice in the last few years. I still maintain two accounts there, but seldom use them any more.

I primarily use USAA which allows me to deposit checks via smartphone, and refunds my atm withdrawl fees each month. Debit card is recognized everywhere except at BoSTX. (grumble). Their customer service is lightning fast and far better than any on-island alternative.


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CruzanIron
(@cruzaniron)
Trusted Member
Joined: 6 years ago
Posts: 2448
January 14, 2015 2:27 pm  

I've used FirstBank for over 20 years, never had a problem of any kind and always friendly service. Even gave me free checks.


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