Getting car insurance before arrival
My car is due to ship out next week, and I am trying to make sure I have insurance lined up. I don't qualify for USAA. I am trying to use Marshall Sterling, but they are saying that I will complete their application once I'm on the island.
Can anyone share their experience getting insurance cards before getting to the island? Is that possible to do?
haha, thanks. I just have so many details to focus on, that I was hoping the critical step of insurance could be lined up before I leave. They need the effective date and bill of lading information, so the application apparently can't be started until the car is there. I hope it is a smooth process once the car arrives because it feels like there is no room for error in getting insurance lined up, and I don't want it to delay getting access to my car!
Thanks - yes, I did see that! I'm hiring Ferrol Trucking to handle all the processing once the car reaches port. Hopefully that will make life easier!
Just be sure that you review all docs before you walk out of Ferrol's office. They misstated the mileage on our title (by adding about 90k miles), and neglected to add my husband. Then they told me, I had to go to the BMV to have it corrected, before I reminded them that that was what I was paying them for. Even with that burp, it was easier, and worth the extra $$ to us. Oh, and take a screwdriver. They don't put the plates on for you (or didn't for us, anyway).
M&S asked for the Bill of Lading that showed the car had been shipped, with the expected shipping arrival date. I remember that they gave me a policy binder a day or two before the car actually got here, with an effective date equal to the arrival date on the B of L. We already had a policy with them for our other car, so don't know if the procedure is different for you.
Your old policy, unless it's unusual, stops covering your car once it's loaded on the ship.
Don't sweat it. It's the VI, so things don't always work out as efficiently as they should, no matter how carefully you plan. But it all WILL work out. Good Luck!