I am new to the board and my wife and i are researching retirement locations. We plan to vacation on STX in the fall, then next year when we sell our house here, we plan on moving down for 3 or 4 months to see if we like it.
Since we are not 65 (58 and 59) we are not eligible for medicare and will need to purchase health insurance. I was surprised when researching health care that the ACA does not apply to the US Territories and in talking to others found out that as of now, there are no insurance carriers selling health insurance for individuals.
We are looking into maintaining our residency back in the states and purchase a plan here for the 3 months we plan to use as our live and learn phase. But that does not give us a good feeling for a long term solution. We do have pre-existing conditions and that is why we were excited for the ACA.
Just wondering if there are others who have to purchase insurance locally and how it is working out for you. Is there really no insurance to purchase/ if you have it, are you like grandfathered in? Does anyone have an ACA plan in the states and are able to use in STX?
the lack of affordable health care could force us to stay in the states and to be honest, we really want to move out of the CONUS.
thanks for any info you can provide.