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Planning a move

 
MistB'Haven
(@MistB'Haven)
Advanced Member

So, we are planning the move for the next 6-12 months and have decided on St. Croix. Many questions, but the first few are: can I bring my leather furniture (I'm sensing a big NO), can I bring my plants, can I get away with keeping a stateside PO box for health insurance purposes, should I sell all my furniture and buy new, and should I sell my cars and buy on island? Can't wait to hear from all of you and hope we can someday meet!

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Topic starter Posted : January 10, 2010 12:12 am
Exit Zero
(@exit-zero)
Trusted Member Registered

I wouldn't bring any leather furniture I wasn't planning to sit in every day for hours -- like a desk chair -
Certainly don't bring plants - maybe some bulbs if they are special
You can have a stateside PO box - if you establish residency here, pay income tax, have a bank account, utilities in your name, vote, etc. and then try to use the health insurance it may be considered fraud - plus your PO box will need to be forwarded or picked up by someone.
Depending on your lifestyle and shipping plans the furniture is up to you - generally people sell there and buy here.
There are many threads on the car question - use the search function for that discussion

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Posted : January 10, 2010 2:24 am
Linda J
(@Linda_J)
Expert

Have you been here? If no, I would plan on a longish, maybe 2-3 week, pre-move visit. this way you can see if island living will suit you.

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Posted : January 10, 2010 9:32 am
Juanita
(@Juanita)
Expert

I don't think a PO box is good enough for insurance. I think you need a physical address. The last time I was in North Carolina, and I still owned property there, I checked with a Blue Cross agent. I was very honest with him about where I actually live (STX). He told me that as long as I had a a physical address in NC, where my bills and other corespondence could go, it would not be a problem, unless.........I started having a lot of claims exclusively from the VI. I did not buy it. Wish I had, but I've since sold the property and don't have an address anymore.

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Posted : January 11, 2010 5:37 pm
Bombi
(@Bombi)
Trusted Member

I use a PO Box in the states for health insurance correspondence, so far, so good

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Posted : January 11, 2010 6:04 pm
Lizard
(@Lizard)
Trusted Member

Just a little note, If you are a full time resident of the USVI and you carry medical insurance from any of the other 50 States your insurance company will not be required to pay your bill and more than likely they will charge you with insurance fraud.(td)

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Posted : January 11, 2010 6:31 pm
Juanita
(@Juanita)
Expert

Yeah, Lizard makes a good point. Best not to take too much advice about things of this nature from lay-people. That goes not just for MistB'Haven's insurance situation, but for lots of other things that come up on here.

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Posted : January 11, 2010 6:54 pm
MistB'Haven
(@MistB'Haven)
Advanced Member

So my next obvious question is: is there an insurance company/agent you would recommend?

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Topic starter Posted : January 13, 2010 1:47 pm
Lizard
(@Lizard)
Trusted Member

Marshall & Sterling Insurance
5021 Anchor Way
gallows Bay Marketplace
Christiansted, VI 00820-4671
Phone: 340-773-2170 Fax: 340-773-9550

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Posted : January 13, 2010 4:51 pm
Bombi
(@Bombi)
Trusted Member

http://www.bupalatinamerica.com/?lang=en

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Posted : January 13, 2010 5:11 pm
DUN
 DUN
(@DUN)
Trusted Member

Do NOT use ANY home owners insurance that uses Crawford VI for claims adjusting(just ask who does the claim adjusting).
As you will not be paid on any legitimate claim(no matter how many years you had no claims).

FYI

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Posted : January 13, 2010 11:02 pm
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