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Re: Insurance

 
threestak
(@threestak)
Advanced Member

Hey Guys,

I was hoping to gain some of insight into what insurance companies our on St. Thomas and which ones offer the best premiums, and what your experiences have been. Thanks in advance.

Raj H.

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Topic starter Posted : September 26, 2011 7:59 am
Marty on STT
(@Marty_on_STT)
Trusted Member

Most insurance companies charge very similar rates for auto insurance...insurance was not required until about 8 or ten years ago, so the 'required' insurance is usually about $250-$280/yr...of course, if you finance the vehicle and have a lien on it, the rates can be much higher. First Insurance, Family Insurance, Guardian Insurance are a few of the more popular ones...check the yellow pages at www.viphonebook.com. I, personally use USAA, as I am a Veteran, and the rates can't be beat.

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Posted : September 26, 2011 11:35 am
guice
(@guice)
Advanced Member

I have USAA, too. But outside of them, Guardian provided the best rates, and I hear good things about them.

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Posted : September 26, 2011 12:09 pm
40isthebetter20
(@40isthebetter20)
Advanced Member

Hi everyone! I also have USAA because my father was a colonel in the Army. Have you used their bank before? I was thinking about using them for my checking account and wondered if anyone else had experience over there with them. I didn't find anything in the search about their banking. Thanks! :@)

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Posted : September 26, 2011 8:59 pm
East Ender
(@east-ender)
Expert

Raj: What sort of insurance are you asking about?

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Posted : September 26, 2011 9:56 pm
nedalford
(@nedalford)
Active Member

I use Hartford!! I’ve been with them for years and they’ve handled my policy really well. I used to compare auto insurance quotes and switch providers every year, but these guys gave me the best deal, so I’ve stayed with them.

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Posted : September 30, 2011 1:57 pm
Marty on STT
(@Marty_on_STT)
Trusted Member

Yes, I use USAA for my banking, as well...I have checking (free), savings, a credit card from them, a loan for one of my Harley's, vehicle insurance and renters insurance, all thru USAA...great company.

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Posted : October 2, 2011 1:52 am
40isthebetter20
(@40isthebetter20)
Advanced Member

Thanks Marty! Good to know it isn't a hassle! 🙂

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Posted : October 2, 2011 6:23 am
threestak
(@threestak)
Advanced Member

Most insurance companies charge very similar rates for auto insurance...insurance was not required until about 8 or ten years ago, so the 'required' insurance is usually about $250-$280/yr...of course, if you finance the vehicle and have a lien on it, the rates can be much higher. First Insurance, Family Insurance, Guardian Insurance are a few of the more popular ones...check the yellow pages at www.viphonebook.com. I, personally use USAA, as I am a Veteran, and the rates can't be beat.

Hey Marty,

Haven't talked to you in a while. Thanks for the heads up. It sounds like I actually might be able to afford the insurance. Hope you're doing well.

Raj H.

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Topic starter Posted : October 6, 2011 6:35 pm
threestak
(@threestak)
Advanced Member

I have USAA, too. But outside of them, Guardian provided the best rates, and I hear good things about them.

Thanks for the advice guice. Now I have a name to go on...

Raj H.

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Topic starter Posted : October 6, 2011 6:36 pm
threestak
(@threestak)
Advanced Member

Raj: What sort of insurance are you asking about?

Sorry East Ender,

I should have been clear. Auto Insurance.

Raj H.

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Topic starter Posted : October 6, 2011 6:37 pm
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