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Retiring 2017  

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GW7569
(@GW7569)
Advanced Member

Wife and I are retiring next year to StX --- couple of questions please: Is it realistic to be able to live (and function and get around) without owning a car on StX?
Wife has a cusom golf cart - are they permissible modes of transportaion on StX and any idea what it cost to get one shipped there ?
Many thankx~

Bill

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Posted : September 26, 2016 1:24 pm
CruzanIron
(@CruzanIron)
Trusted Member

1) No.

2) No.

3) See 2 above.

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Posted : September 26, 2016 1:45 pm
speee1dy
(@speee1dy)
Expert

not really. if you were younger i would say you could do it but it would get old fast. but retirement age-i would have to say you need a car

you might have to call the bmv here and ask them about the gold cart?

http://www.viphonebook.com/app.php?RelId=6.6.5.2.1

if you have any other questions, please ask. especially about health insurance.

there is a ton of information in these forums.

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Posted : September 26, 2016 1:46 pm
Bombi
(@Bombi)
Trusted Member

No, you really need a car to get around STX. Have you been here before?

optimist with low expectations on STX

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Posted : September 26, 2016 1:46 pm
GW7569
(@GW7569)
Advanced Member

Thankx all so far for responses - very informative.
* No - have not been to StX before - (but have spent a LOT of time on other Caribbean islands) -- tons of questions -
* While retiring - we are still 'young' and [knocking on wood] in good health ---
* Going to try and do an off-the-cuff retirement - Hoping to "hop" to a different island every 6-8 months - getting by living in fully furnished long-term rentals, living within 'walking' distance of amenities -- Figuring on renting a car as needed for family/friends visits, etc..
*Starting in USVI because of the whole visa thing. Thinking a day trip or two to BVI will get that resolved.
*Looking into health insurance now... no fun what-so-ever...... : (
All advice taken into consideration and truly appreciated.

Bill

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Posted : September 26, 2016 2:03 pm
Alana33
(@Alana33)
Expert

I think you'll find that without a car to get around, your options for fully enjoying our islands and your retirement will be extremely limiting.
This is true for STT, STX and STJ.
Public transportation is not available in all locations and you've got to get to a main road and wait, however long, for either a bus or a safari taxi to come along, then walk where you need to go and back to main road.
Think you'll find same is true in the BVI in terms of getting around without a vehicle.

You can call the Motor Vehicle Dept. to check on your custom golf cart but we don't see them on the roads here, at least not in STT, STJ.
340-774-4268.

No individual healthcare insurance is presently available unless you work for a company that offers it or the VI Government. Beets check with your provider.

Check this recent link on health insurance.
https://www.vimovingcenter.com/talk/read.php?4,271888

Good luck.

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Posted : September 26, 2016 2:58 pm
GW7569
(@GW7569)
Advanced Member

Thank you Alana33 - I appreciate the insight 🙂

Bill

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Posted : September 26, 2016 3:02 pm
Alana33
(@Alana33)
Expert

You're welcome.

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Posted : September 26, 2016 3:06 pm
Gator's Mom
(@Gator's_Mom)
Trusted Member

That sounds more like an extended vacation than relocation. Will you keep a US address? that would be beneficial for health coverage.

You could live in one of the towns or near Gallows Bay and take taxis when you need to extend your range. Car would be better. VI would not be golf cart friendly.

Thankx all so far for responses - very informative.
* No - have not been to StX before - (but have spent a LOT of time on other Caribbean islands) -- tons of questions -
* While retiring - we are still 'young' and [knocking on wood] in good health ---
* Going to try and do an off-the-cuff retirement - Hoping to "hop" to a different island every 6-8 months - getting by living in fully furnished long-term rentals, living within 'walking' distance of amenities -- Figuring on renting a car as needed for family/friends visits, etc..
*Starting in USVI because of the whole visa thing. Thinking a day trip or two to BVI will get that resolved.
*Looking into health insurance now... no fun what-so-ever...... : (
All advice taken into consideration and truly appreciated.

ReplyQuote
Posted : September 26, 2016 3:11 pm
Pammerjo
(@Pammerjo)
Advanced Member

There are so many things to consider when choosing a retirement home - you would definitely benefit from what is called a PMV - pre move visit.

We just bought our retirement home on St. Thomas but that was after about 15 years of visiting the island (as well as the other USVIs and BVIs - my husband is English - we could have done either). We don't plan to retire for about 15 years, and will be using this place as a vacation rental in the meantime. We chose STT for a few factors: so-so-to-decent hospital, easy access to airport, relatively easy distance to PR and US mainland in the event of more serious health issues which are sure to arise as we age, relative accessibility of goods and services, decent social network, good access to activities that we enjoy: golf, diving, snorkeling, boating.

Come on down and jump around the islands a little before you settle on one. St. John is by far the most beautiful, but is way more expensive and difficult to get on and off of.

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Posted : September 26, 2016 4:08 pm
GW7569
(@GW7569)
Advanced Member

Thank you Gator's Mom - your advice is very much appreciated. I am considering keeping a mainland address (it is a forwarding station, but mainland address none-the-less) still trying to work through that whole thing - we are selling everything we own except clothes and a hand full of items we will put in storage (pictures, memento's, etc.)
We are technically relocating - just not settling down. We want to see as much of the Caribbean as we can while our health is still good, hence - changing islands every 6-8 months (the amount of time we have found to get the best pricing on long term rentals)

@Pammerjo, thank you as well -- as I just told Gator's Mom - we figure 6-8 months works out about right to get to really explore most islands and is a plus in the rental plan of things. The constant move is why we were hoping to stay away from having to own a car (plus the expense involved with that)
While we will have a decent steady income (from wise investments) and shouldn't have to work - we're not the Gates' either and don't want to have to spend money on things we absolutely won't have to have. Would rather spend it on the fun things while enjoying the islands.

Bill

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Posted : September 26, 2016 4:41 pm
Alana33
(@Alana33)
Expert

Off season is considered May - mid October to beginning of November.
Summer is the best time to find those shorter term rentals.
Many landlords don't like to rent during high season for less than a year's commitment, at lower rates, and then find themselves lacking tenants completely, for months thru the doldrums of off season. Plus it sounds like you'll need fully furnished accommodations which include utilities.

Not saying it can't be done but it will certainly depend on your budget and flexibility. Do pre-move visits as oftentimes the reality doesn't match the expectations. Come for visits before committing, completely, and see what floats your boat.

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Posted : September 26, 2016 5:05 pm
Exit Zero
(@exit-zero)
Trusted Member

If you are planning to live in any rental on any island for 6-8 months I would not rent any place sight unseen.

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Posted : September 26, 2016 5:16 pm
GW7569
(@GW7569)
Advanced Member

Thankx Exit Zero -- been around the block enough times to know better than that~! 😉

Bill

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Posted : September 26, 2016 5:19 pm
mtdoramike
(@mtdoramike)
Trusted Member

I know the laws have changed regarding electric powered vehicles such as golfcarts and I would assume as long as they pass inspection, you should be able to get them registered. But they would have to be street legal with all required equipment. The reason you don't see many of them or any On St. Thomas or St. John is the power it takes to climb the many hills that both Islands have. Now St. Croix is much flatter than the other Islands which might make it suitable for those short drives. Some golfcarts or small electric powered vehicles can get any where from 30-50 miles on a charge. But it would cost nearly the same as having a small compact car shipped with limited travel distances, so why even consider a golfcart. Go with a vehicle.

mike

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Posted : September 26, 2016 5:34 pm
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