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STX Car Insurance thoughts?

 

Novanut
(@novanut)
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Joined: 18 years ago
Posts: 905
September 13, 2011 7:27 pm  

My M&S bill jumped quite a bit so I'm hunting. Stopped in at Guardian and it was about half but the place was a ghost town. Got bad feelings. All thoughts appreciated.


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Neil
 Neil
(@Neil)
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Joined: 16 years ago
Posts: 988
September 13, 2011 8:30 pm  

I believe Guardian provides a lot of policy (underwriting?) for Marshal & Sterling, which is where I get my insurance.

Best advice: Don't drive a nice car. That way you can save on insurance.


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Ric
 Ric
(@Ric)
Advanced Member
Joined: 18 years ago
Posts: 393
September 13, 2011 8:50 pm  

Have used Executive Insurance ever since we moved here 8 years ago. Easy to work with. Don't know how they are for claims as we've never had one. The insurance is by Lloyds of London.


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STXBob
(@STXBob)
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Joined: 17 years ago
Posts: 2138
September 13, 2011 9:39 pm  

When I used Guardian, they only offered low coverage, like $25,000 liability, and the VI loves law suits and big damage awards, so I switched to M&S for higher coverage.


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Novanut
(@novanut)
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Joined: 18 years ago
Posts: 905
September 14, 2011 12:01 am  

I don't drive a nice car. Half step above an island car. All paid for and only need liability and property damage. Any idea on prices for an 06 Taurus V6?

Thanks again.


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SunnyCaribe
(@SunnyCaribe)
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Posts: 495
September 14, 2011 1:32 am  

We used Executive for years until we discovered USAA.


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mgpilot
(@mgpilot)
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Joined: 12 years ago
Posts: 171
September 14, 2011 10:12 pm  

We switched in December from Marshall & Sterling to First, but now they've bought First. After having a very good experience in dealing with John Harper, we'll definitely go back to M&S.


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Novanut
(@novanut)
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September 14, 2011 11:42 pm  

We used Executive for years until we discovered USAA.

Isn't USAA just for military?


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SunnyCaribe
(@SunnyCaribe)
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Joined: 12 years ago
Posts: 495
September 15, 2011 12:15 am  

Isn't USAA just for military?

Well, yes, military and their extended family members. We're eligible through our grandparents' service.


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Novanut
(@novanut)
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Posts: 905
September 15, 2011 12:37 am  

Thought so. I was 4F. :{


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nenn01
(@nenn01)
Advanced Member
Joined: 12 years ago
Posts: 69
September 15, 2011 3:42 pm  

I called around today and got quotes from M&S and Interocean Insurance. Both seemed pretty good prices, Interocean a little lower than M&S. Any opinions on Interocean?
I am shipping my car from stateside when I move in November.


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terry
(@terry)
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Joined: 18 years ago
Posts: 2552
September 15, 2011 11:10 pm  

try AARP in PR


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nedalford
(@nedalford)
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Joined: 11 years ago
Posts: 7
September 21, 2011 10:04 am  

See if The Hartford will give you cheap auto insurance quotes. We’ve had them for years and have had no reason to complain so far: they’ve kept our rates low, given us discounts, and handled our claims really well.


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DixieChick
(@DixieChick)
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Joined: 14 years ago
Posts: 1495
September 21, 2011 10:44 am  

i have USAA. so much cheaper then MS and double the coverage.
my stepfather was ex military so i could get it through him. USAA has branched out so easier for people to get.
you should call.
i told my parents about it and they are saving over 500.00 a year now with USAA. its worth a call.


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IslandHops
(@IslandHops)
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Joined: 14 years ago
Posts: 929
September 21, 2011 12:53 pm  

We were with First that was now purchased by M&S, so I'm expecting an increase in cost come renewal. I just got a quote from the new company Leeward and thier price matched my old First policy. Definiately a contender (www.leewardinsurance.vi).


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