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STX Car Insurance thoughts?

 
Novanut
(@novanut)
Trusted Member

My M&S bill jumped quite a bit so I'm hunting. Stopped in at Guardian and it was about half but the place was a ghost town. Got bad feelings. All thoughts appreciated.

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Topic starter Posted : September 13, 2011 7:27 pm
Neil
 Neil
(@Neil)
Trusted Member

I believe Guardian provides a lot of policy (underwriting?) for Marshal & Sterling, which is where I get my insurance.

Best advice: Don't drive a nice car. That way you can save on insurance.

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Posted : September 13, 2011 8:30 pm
Ric
 Ric
(@Ric)
Advanced Member

Have used Executive Insurance ever since we moved here 8 years ago. Easy to work with. Don't know how they are for claims as we've never had one. The insurance is by Lloyds of London.

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Posted : September 13, 2011 8:50 pm
STXBob
(@STXBob)
Trusted Member

When I used Guardian, they only offered low coverage, like $25,000 liability, and the VI loves law suits and big damage awards, so I switched to M&S for higher coverage.

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Posted : September 13, 2011 9:39 pm
Novanut
(@novanut)
Trusted Member

I don't drive a nice car. Half step above an island car. All paid for and only need liability and property damage. Any idea on prices for an 06 Taurus V6?

Thanks again.

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Topic starter Posted : September 14, 2011 12:01 am
SunnyCaribe
(@SunnyCaribe)
Advanced Member

We used Executive for years until we discovered USAA.

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Posted : September 14, 2011 1:32 am
mgpilot
(@mgpilot)
Advanced Member

We switched in December from Marshall & Sterling to First, but now they've bought First. After having a very good experience in dealing with John Harper, we'll definitely go back to M&S.

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Posted : September 14, 2011 10:12 pm
Novanut
(@novanut)
Trusted Member

We used Executive for years until we discovered USAA.

Isn't USAA just for military?

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Topic starter Posted : September 14, 2011 11:42 pm
SunnyCaribe
(@SunnyCaribe)
Advanced Member

Isn't USAA just for military?

Well, yes, military and their extended family members. We're eligible through our grandparents' service.

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Posted : September 15, 2011 12:15 am
Novanut
(@novanut)
Trusted Member

Thought so. I was 4F. :{

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Topic starter Posted : September 15, 2011 12:37 am
nenn01
(@nenn01)
Advanced Member

I called around today and got quotes from M&S and Interocean Insurance. Both seemed pretty good prices, Interocean a little lower than M&S. Any opinions on Interocean?
I am shipping my car from stateside when I move in November.

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Posted : September 15, 2011 3:42 pm
terry
(@terry)
Expert

try AARP in PR

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Posted : September 15, 2011 11:10 pm
nedalford
(@nedalford)
Active Member

See if The Hartford will give you cheap auto insurance quotes. We’ve had them for years and have had no reason to complain so far: they’ve kept our rates low, given us discounts, and handled our claims really well.

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Posted : September 21, 2011 10:04 am
DixieChick
(@DixieChick)
Trusted Member

i have USAA. so much cheaper then MS and double the coverage.
my stepfather was ex military so i could get it through him. USAA has branched out so easier for people to get.
you should call.
i told my parents about it and they are saving over 500.00 a year now with USAA. its worth a call.

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Posted : September 21, 2011 10:44 am
IslandHops
(@IslandHops)
Trusted Member

We were with First that was now purchased by M&S, so I'm expecting an increase in cost come renewal. I just got a quote from the new company Leeward and thier price matched my old First policy. Definiately a contender (www.leewardinsurance.vi).

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Posted : September 21, 2011 12:53 pm
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