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Auto Ins on STX

 
SeerinFlame
(@SeerinFlame)
Active Member

There is nothing linked in the service directory and I need auto coverage and fast. . .no one can seem to return my call or actually be able to give me a quote. . .I am looking for opinions of the available insurance on STX as well. All help is appreciated.

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Topic starter Posted : April 13, 2009 10:24 pm
Carlstx
(@Carlstx)
Advanced Member

Try the Vanguard Insurance Agency at 773-6844 or 773-6800. The office is located next to Cost U Less and they will be open at 8:30AM.

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Posted : April 13, 2009 10:49 pm
antiqueone
(@antiqueone)
Advanced Member

Do not use Guardian. Executive Insurance (340) 773-6412 is underwritten by LLoyd's of London...

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Posted : April 13, 2009 10:55 pm
terry
(@terry)
Expert

I use Allaly Bay Insurance, phone number 340-773-7374
Have been very happy.

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Posted : April 13, 2009 10:58 pm
vroberge
(@vroberge)
Advanced Member

I had the same experience when I insured. Inter Ocean answered and gave me an immediate quote, which also happened to be the lowest I got. 340-773-4600.

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Posted : April 14, 2009 9:49 am
Betty
(@Betty)
Trusted Member

I use marshall and sterling in gallows bay. They probably are the most expensive, but also are probably the most competent. They are back by lloyds of london. Most importantly I know they handle claims very very quickly. A large suv totaled one of my cars about a year after we were here and they paid us two days later, not waiting for the other guys insurance.

I second do not use guardian. You do not want them if you have accident.

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Posted : April 14, 2009 11:29 am
Bombi
(@Bombi)
Trusted Member

If you qualify, check out AARP. More coverage less $. You can do it by phone fax and online.

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Posted : April 14, 2009 12:23 pm
Linda J
(@Linda_J)
Expert

I use Executive and have been pleased, however I haven't had any claims.

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Posted : April 14, 2009 12:32 pm
bathiel
(@bathiel)
Trusted Member

I'll second Betty's recommendation of Marshall & Sterling. I recently got insurance for my Jeep and they were extremely responsive and very service-oriented. I didn't do much comparison shopping, mainly because no one ever called me back (which should give you some hint of what you can expect from them in the event of a claim!).

Bernie

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Posted : April 14, 2009 2:28 pm
limetime2
(@limetime2)
Advanced Member

I'd definitly at least get a quote from Diane at Annaly Insurance Group (number above in Terry's post). I've heard nothing but good things. My friend just got insurance through them at it was very competitive package.

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Posted : April 14, 2009 2:29 pm
Yearasta
(@Yearasta)
Trusted Member

If you are ex-military, worked for the federal gvmt...or just can join USAA....IMO that is the best insurance on the island.

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Posted : April 15, 2009 12:03 am
Betty
(@Betty)
Trusted Member

usaa is only open to the military and their family, wish it was open to the feds. 🙂

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Posted : April 15, 2009 1:03 am
divinggirl
(@divinggirl)
Trusted Member

Certain federal employees do qualify...if you want to check your qualification status just call USAA and ask. They have changed their requirements in the past two years to be more inclusive. My family now qualifies under the new rules (yeah!!).

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Posted : April 15, 2009 1:06 am
Betty
(@Betty)
Trusted Member

Ahhh, I haven't called in, I just always assumed a major company like that would keep their website updated, but thats what I get for assuming. Thats great news, has anyone had to file a claim with them before?

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Posted : April 15, 2009 3:02 am
stiphy
(@stiphy)
Trusted Member

Diving girl, can you elaborate on the new requirements! It would be much appreciated!

Thanks,

Sean

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Posted : April 15, 2009 5:27 am
Yearasta
(@Yearasta)
Trusted Member

Betty we have a claim with USAA right now...we are very happy with them.

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Posted : April 15, 2009 11:57 am
Betty
(@Betty)
Trusted Member

How long did it take them to respond and get your money or pay your money?

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Posted : April 15, 2009 12:02 pm
Yearasta
(@Yearasta)
Trusted Member

While we were coming home from Mel's Job on March 31st around midnight someone side swiped u and kept going...(we're looking for a black chevy truck or SUV by the way)..Called USAA the next morning...they said we could take the car anywhere we wanted BUT they suggested Caribbean Auto Mart because they do digital picture transmission. So we took it there on the 1st...they sent the check on the 2nd...Our car is in the shop and should be out tomorrow. We are very happy with them...

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Posted : April 15, 2009 12:47 pm
Yearasta
(@Yearasta)
Trusted Member

This came from the USAA site...Betty was right.

Who is eligible?

Membership is open to:

* Active-duty officers and enlisted personnel.
* Children whose eligible parents have or had a USAA auto or property insurance product.1
* National Guard and Selected Reserve officers and enlisted personnel.
* Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
* Former military personnel:
o Retired officers and enlisted personnel.
o Former officers and enlisted personnel who separated from the military on or after Jan. 1, 1996.
* Former USAA members who had USAA auto or property insurance.

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Posted : April 15, 2009 12:53 pm
Betty
(@Betty)
Trusted Member

Wow that does sound like a quick response!

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Posted : April 15, 2009 12:54 pm
divinggirl
(@divinggirl)
Trusted Member

Stiphy - I would recommend calling them as we were told that the new president is expanding availability.

My husband is retired Air Force but was not previously eligible due to rules about when he retired and a timeline he was required to sign up by. I read the website as well, however, I have a family member who is a federal employee and was told she may qualify (without any military experience) depending on the federal agency she belonged to. I believe that certain civilian employees of the Department of Defense do qualify. Another note, we were also told that they are trying to expand their property insurance to the US territories.....I sure hope they do!

We also had a claim and were very pleased with their service and prompt responses.

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Posted : April 15, 2009 3:29 pm
Yearasta
(@Yearasta)
Trusted Member

I'm retired Air Force too divinggirl (tu)

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Posted : April 15, 2009 4:34 pm
SunshineCruzan
(@SunshineCruzan)
Advanced Member

I'm also on the Annaly bandwagon. They just saved me $300+ yesterday when I switched insurance for my Jeep. Plus, I like to try to give as much business as I can to the "little-guy" local places. Yes, I know that most all of our ins. agents are underwritten by the big boys, but you know what I mean. Also, Marshall&Sterling did fine by me too.

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Posted : April 16, 2009 5:03 am
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