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Banks? For cash access

 

usvi_lifestyle
(@aeroballer)
Active Member
Joined: 7 years ago
Posts: 13
November 26, 2018 1:30 pm  

Hi all,

Im new to STT east end. Looking to setup a local bank account for sole purpose of getting cash and not paying ATM fees by using my stateside account (Im about to run out of my initial cash supply from the states 🙂 ) Any suggestions for best options w/o fees? Looks like Firstbank and Banco Popular both have facilities in Red Hook. Curious to hear any pros/cons.

Thanks in advance.


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Scubadoo
(@Scubadoo)
Trusted Member
Joined: 8 years ago
Posts: 2416
November 27, 2018 12:49 am  

Cash Back at Kmart, Home Depot, Pueblo


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daveb722
(@daveb722)
Trusted Member
Joined: 8 years ago
Posts: 789
November 27, 2018 9:22 am  

If you have an etrade bank account, they reimburse you for atm charges.


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lc98
 lc98
(@lc98)
Trusted Member
Joined: 15 years ago
Posts: 1250
November 29, 2018 10:35 pm  

Good evening aeroballer,

This topic has been covered a lot in past posts, so you might try searching the archives. Both FirstBank and Banco Popular charge a fee if you do not maintain a certain minimum monthly balance -- I don't know how much it is currently, but it used to be $10/month if your balance dips below $1,000. There isn't any free checking here like in the states.

If you only need a local account to get cash, it isn't a great option. I found that even if I paid fees, it was always less than $10/month. And there are a few options to get cash back when you make a transaction, including the post office. There was a recent thread all about that. And, if anyone pays you from a local bank, you can cash the check at that bank as long as you have ID (I think FirstBank demands your passport).

Hope this helps. Good luck!


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ms411
(@ms411)
Expert
Joined: 13 years ago
Posts: 3554
November 30, 2018 9:53 am  

If you bank with BofA Scotia Bank, which has an ATM in Red Hook, doesn't charge ATM fee. They're partner banks. Policy always subject to change, though.

I'm pretty sure Walgreens also gives cash back, but cash back is dependent on how much cash they have on hand. I have been denied at more than one location because not enough cash on hand.


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speee1dy
(@speee1dy)
Expert
Joined: 14 years ago
Posts: 8861
November 30, 2018 1:43 pm  

i usually go to kmart, buy something i need and then get cash back


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