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Cash load debit card

 
dahiker
(@dahiker)
Active Member

Good day islanders. Will I have any problems using a Visa debit card on STX? Gas, groceries, retail stores, etc. Thanks.

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Topic starter Posted : October 24, 2012 10:54 pm
Ronnie
(@ronnie)
Trusted Member

You shouldn't. Doubt you can rent a car though.

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Posted : October 24, 2012 11:12 pm
CAtoSTX
(@CAtoSTX)
Trusted Member

if it has the Visa logo it gets run like a credit card. Don't confuse the cashiers beyond that.

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Posted : October 24, 2012 11:38 pm
OldTart
(@the-oldtart)
Expert

if it has the Visa logo it gets run like a credit card. Don't confuse the cashiers beyond that.

I believe that Ronnie's correct that rental car agencies won't accept a debit card. Should there be any damage to the vehicle, a debit card doesn't cover them for such future charges.

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Posted : October 25, 2012 12:11 am
sheiba
(@sheiba)
Advanced Member

I have used a debit card to rent a car at centerline and Judy's, had no problems.
Debit cards are accepted at most places on island. There are a couple of restaurants, Polly's on the pier is one, that do not take cards.
Plenty of ATMs available if you need cash.

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Posted : October 25, 2012 12:32 am
toninski
(@toninski)
Advanced Member

I rented at Centerline with a VISA debit, and they held out a huge deposit...I believe $500 or $1000....killed me...but I had no choice at the time. The only other thing, is when we traveled down here from California before we moved....our bank froze the debit card after a while, so just make sure you alert the bank in advance so they do not think it is fraud!

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Posted : October 25, 2012 2:23 am
Ronnie
(@ronnie)
Trusted Member

Yes, they some do let you use it however will hold a large sum. All in all not good if that's all you have to work with. Then when they release it, it takes a few days to get back the hold money!

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Posted : October 25, 2012 11:34 am
fdr
 fdr
(@fdr)
Trusted Member

For gas, groceries, and retail stores, you won't have a problem. You probably will not be able to get a cash advance with it at a bank, even if your own bank tells you this is possible and you have the funds. Our banks here play by different rules than the states. You should be able to use it at any ATM, although there will be a daily limit on cash withdrawal; find out what it is BEFORE you need to know. 🙂 Good luck!

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Posted : October 25, 2012 4:24 pm
Rowdy802
(@Rowdy802)
Trusted Member

I used my Bank of America debit card in STX with no problems (yes, you should notify if you are traveling and/or moving there)... I always used the Scotiabank ATMs... The limit usually is $1000... As for renting a car, Avis does accept it, and you can add their insurance options (highly recommended, like the LDW)... The hold for renting a car has varied over the years but, it is just a phone call away and they will gladly tell you... Skyline Car Rental (the road entrance is due north of the Post Office @ La Reine), should also rent you a car with a debit card...

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Posted : October 29, 2012 4:35 pm
Matt
 Matt
(@matt)
Advanced Member

Check the details on the card, I looked at cards at Wall mart in MD (in August) before coming to STX and their prepaid VISA cards are good in the states & PR but NOT in the VI. Good luck.

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Posted : November 1, 2012 1:58 pm
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