Cash load debit card
Good day islanders. Will I have any problems using a Visa debit card on STX? Gas, groceries, retail stores, etc. Thanks.
if it has the Visa logo it gets run like a credit card. Don't confuse the cashiers beyond that.
I believe that Ronnie's correct that rental car agencies won't accept a debit card. Should there be any damage to the vehicle, a debit card doesn't cover them for such future charges.
I rented at Centerline with a VISA debit, and they held out a huge deposit...I believe $500 or $1000....killed me...but I had no choice at the time. The only other thing, is when we traveled down here from California before we moved....our bank froze the debit card after a while, so just make sure you alert the bank in advance so they do not think it is fraud!
For gas, groceries, and retail stores, you won't have a problem. You probably will not be able to get a cash advance with it at a bank, even if your own bank tells you this is possible and you have the funds. Our banks here play by different rules than the states. You should be able to use it at any ATM, although there will be a daily limit on cash withdrawal; find out what it is BEFORE you need to know. 🙂 Good luck!
I used my Bank of America debit card in STX with no problems (yes, you should notify if you are traveling and/or moving there)... I always used the Scotiabank ATMs... The limit usually is $1000... As for renting a car, Avis does accept it, and you can add their insurance options (highly recommended, like the LDW)... The hold for renting a car has varied over the years but, it is just a phone call away and they will gladly tell you... Skyline Car Rental (the road entrance is due north of the Post Office @ La Reine), should also rent you a car with a debit card...