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Foreigner getting Car Liability Insurance?

 
TheChambills
(@TheChambills)
Advanced Member

Hi Everyone,

We have been thinking about a 6-8 month trip to St Thomas for a while now and it looks like it'll happen in January.
We have got lots of great info from the board but haven't been able to find much about car insurance for foreigners.
I am a Australian/Canadian with an Aussie drivers license. (My wife is a US Citizen but has never had a license, anywhere)

Does anyone know how difficult it is to get a insurance and register a car for foreigners? We would rather buy an island car and resell it that try and rent for 6 months to a year.

Thanks
The Chambills

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Topic starter Posted : September 25, 2011 1:13 pm
VentoGT
(@VentoGT)
Advanced Member

Since the insurance companies here are USVI-only insurance companies [except for USAA I think], I wouldn't imagine it would be an issue provided that you have your visa in order and have an international driver's license...call my friend Cam at Guardian Insurance in Red Hook and ask her--(340) 774-6343

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Posted : September 27, 2011 3:12 pm
TheChambills
(@TheChambills)
Advanced Member

Thanks!

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Topic starter Posted : September 27, 2011 4:18 pm
TheChambills
(@TheChambills)
Advanced Member

Called, they don't need anything special as long as the car's title has be transferred.
Now to try and get hold of the DMV. I imagine I will need a temporary license issued to get a car title transferred? Anyone from Canada tried it?

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Topic starter Posted : September 27, 2011 4:42 pm
VentoGT
(@VentoGT)
Advanced Member

I hope you didn't buy a car here sight unseen....To transfer a title you need to have proof of insurance, a passport, and sometimes a driver's license...you're not going to get a temporary DL here in the VI. Once you get the proof of insurance [which they give you after you produce a notarized bill of sale], then you get the title and the registration paperwork notarized and signed IN FRONT OF A NOTARY...You must be present or a power of attorney must be present to sign the documents over.

It's a process and a half, so make sure you are actually here in person before you consider buying an automobile--for your own sake--you can get ripped off 6 ways from Sunday if not...

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Posted : September 27, 2011 7:17 pm
TheChambills
(@TheChambills)
Advanced Member

Thanks for the info! I called the DMV they said I would need to get a temporary VI license, although the website says photo Id is all that is required. I won't be buying anything till I'm there. We'll rent for a a few weeks while we are settling in.

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Topic starter Posted : September 29, 2011 10:50 am
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