Getting Health Insu...
 
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Getting Health Insurance on St Thomas...?

 
BrianG
(@BrianG)
Active Member

Hello to all...I am moving with my wife at the end of October. I have a waiter position set up for me when I get down there.
The place I will be working does not offer health insurance. I am wondering if anyone can tell me what health insurance company I should look into for a plan for myself and my wife. I am a diabetic so I need health insurance to get my supplies.

Any information would be great. Thank you.

- Brian

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Topic starter Posted : June 3, 2009 10:14 pm
dntw8up
(@dntw8up)
Trusted Member

Brian,

If you search past posts you will find health insurance has been frequently discussed. Here is a link to a thread from last week that includes information about available insurance here: https://www.vimovingcenter.com/talk/read.php?4,108864

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Posted : June 3, 2009 10:24 pm
Betty
(@Betty)
Trusted Member

Are you bringing a suitcase of money to be able to afford to buy insurance independently? I would start trying to get hired by an employer that has benefits as soon as you get here. Its expensive stateside to pay for it yourself but here its worse and with an existing medical condition I think its going to put a big dent in your wallet. I could be wrong but I think it may be cheaper to buy the supplies yourself.

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Posted : June 3, 2009 11:44 pm
BrianG
(@BrianG)
Active Member

You really believe it would be that expensive??? I would not care if it was under $500 a month for two people to be on a plan. Anything over that I would not be able to do. I am going to try to get quotes from places.

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Topic starter Posted : June 3, 2009 11:54 pm
dntw8up
(@dntw8up)
Trusted Member

Betty,

Didn't you get the memo? You're not supposed to say things that people don't want to hear 😀

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Posted : June 3, 2009 11:55 pm
BrianG
(@BrianG)
Active Member

Well we will see what my options are. I am going to look around for places to work that offer it. I dought though many resturants/bars offer fulltime help health insurance.

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Topic starter Posted : June 3, 2009 11:59 pm
dntw8up
(@dntw8up)
Trusted Member

All of the wait staff I know are uninsured, but now you have some numbers you can call and find out what it will cost you.

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Posted : June 4, 2009 12:01 am
BrianG
(@BrianG)
Active Member

I actually just called the place I am looking to work for and they said they do offer health insurance. They offer Cigna.

Now I need to find pharmacies that can order my insulin.

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Topic starter Posted : June 4, 2009 12:04 am
dntw8up
(@dntw8up)
Trusted Member

Glad to hear it's working out for you! There are plenty of pharmacies here, and lots of people with diabetes, so insulin won't be a problem.

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Posted : June 4, 2009 12:08 am
BrianG
(@BrianG)
Active Member

Thank you all for the info. I think everything will work out. Yes health insurance will be a little more $ but I want to work very hard down there and bring in all the $ I can get.

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Topic starter Posted : June 4, 2009 12:16 am
dntw8up
(@dntw8up)
Trusted Member

You're welcome, and good luck with the move!

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Posted : June 4, 2009 12:27 am
billd
(@billd)
Trusted Member

Remember that you can get some medication at Kmart for for 4 for three months. Also, just to let you know I pay about 10,000 for myself and my wife. 30 copay for a visit. This is a main land company but I spend about 9 months a year in STT. I am also a little older than you.
Good Luck. Welcome to the islands.

PS if you want to be covered real well you might want to consider insurance to transport you or you wife to the main land. Cost is about 350/yr.

billd

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Posted : June 4, 2009 1:13 pm
DixieChick
(@DixieChick)
Trusted Member

can you order your insulin medicine from that drugstore.com place.
if you can it could be cheaper then buying it here.

worth it to check it out.

Good luck with move!!! and welcome to the islands

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Posted : June 4, 2009 2:55 pm
BrianG
(@BrianG)
Active Member

I believe having health insurance will be better for costs of the insulin.

ReplyQuote
Topic starter Posted : June 5, 2009 12:13 am
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