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local car insurance

 
Caretta29
(@Caretta29)
New Member

Hi all,

I'm moving to St. Croix at the end of the month and wanted to know if anyone has recommendations for local car insurance companies on a leased car?

Thanks,
Natalie

Quote
Topic starter Posted : March 20, 2013 11:09 pm
speee1dy
(@speee1dy)
Expert

marshall and sterling. there is a location in gallows bay and one in sunny isle

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Posted : March 20, 2013 11:15 pm
Exit Zero
(@exit-zero)
Trusted Member Registered

I would think any leasing company would have an insurance plan in place and wouldn't be surprised if it was mandatory.
http://stthomassource.com/content/news/local-news/2013/03/18/undercurrents-auto-insurance-falls-short-coverage
This is an article you should read from earlier this week.

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Posted : March 20, 2013 11:29 pm
STXBob
(@STXBob)
Trusted Member

...because it describes how ridiculously inadequate our insurance minimums are.

"Commonly known as 10-20-10, the minimum liability coverage required for noncommercial drivers in the territory provides up to $10,000 in property damage per accident, and a total of $20,000 in medical expenses, but not more than $10,000 in medical expenses for any one individual.... Those minimums were set in 1975"

I started with Guardian, who wasn't even willing to sell me higher coverage. Then I switched to Marshall & Sterling for higher coverage.

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Posted : March 20, 2013 11:36 pm
Caretta29
(@Caretta29)
New Member

Thank you! 10/20/10 did seem low. I would think at least 50/100/50...

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Topic starter Posted : March 20, 2013 11:47 pm
IslandHops
(@IslandHops)
Trusted Member

Recommendation for insurance on STX: Island Insurance 773.6006

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Posted : March 21, 2013 11:54 am
terry
(@terry)
Expert

If you are able to get it, USAA! Higher coverage and cheaper!!!
10/20/10 was all I was able to get before.

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Posted : March 21, 2013 2:30 pm
Linda J
(@Linda_J)
Expert

We used Executive Insurance and were very pleased with them.

ReplyQuote
Posted : March 21, 2013 7:47 pm
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