local car insurance  


Caretta29
Posts: 4
(@Caretta29)
New Member
Joined: 6 years ago

Hi all,

I'm moving to St. Croix at the end of the month and wanted to know if anyone has recommendations for local car insurance companies on a leased car?

Thanks,
Natalie

7 Replies
speee1dy
Posts: 8734
(@speee1dy)
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Joined: 11 years ago

marshall and sterling. there is a location in gallows bay and one in sunny isle

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Exit Zero
Posts: 2293
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Joined: 12 years ago

I would think any leasing company would have an insurance plan in place and wouldn't be surprised if it was mandatory.
http://stthomassource.com/content/news/local-news/2013/03/18/undercurrents-auto-insurance-falls-short-coverage
This is an article you should read from earlier this week.

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STXBob
Posts: 2138
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Joined: 13 years ago

http://stthomassource.com/content/news/local-news/2013/03/18/undercurrents-auto-insurance-falls-short-coverage
This is an article you should read from earlier this week.

...because it describes how ridiculously inadequate our insurance minimums are.

"Commonly known as 10-20-10, the minimum liability coverage required for noncommercial drivers in the territory provides up to $10,000 in property damage per accident, and a total of $20,000 in medical expenses, but not more than $10,000 in medical expenses for any one individual.... Those minimums were set in 1975"

I started with Guardian, who wasn't even willing to sell me higher coverage. Then I switched to Marshall & Sterling for higher coverage.

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Caretta29
Posts: 4
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Joined: 6 years ago

Thank you! 10/20/10 did seem low. I would think at least 50/100/50...

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IslandHops
Posts: 929
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Joined: 11 years ago

Recommendation for insurance on STX: Island Insurance 773.6006

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terry
Posts: 2552
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Joined: 14 years ago

If you are able to get it, USAA! Higher coverage and cheaper!!!
10/20/10 was all I was able to get before.

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Linda J
Posts: 3920
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Joined: 14 years ago

We used Executive Insurance and were very pleased with them.

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