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Caretta29
(@Caretta29)
New Member
Joined: 10 years ago
Posts: 4
March 20, 2013 11:09 pm  

Hi all,

I'm moving to St. Croix at the end of the month and wanted to know if anyone has recommendations for local car insurance companies on a leased car?

Thanks,
Natalie


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speee1dy
(@speee1dy)
Expert
Joined: 15 years ago
Posts: 8864
March 20, 2013 11:15 pm  

marshall and sterling. there is a location in gallows bay and one in sunny isle


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Exit Zero
(@exit-zero)
Trusted Member
Joined: 15 years ago
Posts: 2455
March 20, 2013 11:29 pm  

I would think any leasing company would have an insurance plan in place and wouldn't be surprised if it was mandatory.
http://stthomassource.com/content/news/local-news/2013/03/18/undercurrents-auto-insurance-falls-short-coverage
This is an article you should read from earlier this week.


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STXBob
(@STXBob)
Trusted Member
Joined: 17 years ago
Posts: 2138
March 20, 2013 11:36 pm  

http://stthomassource.com/content/news/local-news/2013/03/18/undercurrents-auto-insurance-falls-short-coverage
This is an article you should read from earlier this week.

...because it describes how ridiculously inadequate our insurance minimums are.

"Commonly known as 10-20-10, the minimum liability coverage required for noncommercial drivers in the territory provides up to $10,000 in property damage per accident, and a total of $20,000 in medical expenses, but not more than $10,000 in medical expenses for any one individual.... Those minimums were set in 1975"

I started with Guardian, who wasn't even willing to sell me higher coverage. Then I switched to Marshall & Sterling for higher coverage.


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Caretta29
(@Caretta29)
New Member
Joined: 10 years ago
Posts: 4
March 20, 2013 11:47 pm  

Thank you! 10/20/10 did seem low. I would think at least 50/100/50...


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IslandHops
(@IslandHops)
Trusted Member
Joined: 14 years ago
Posts: 929
March 21, 2013 11:54 am  

Recommendation for insurance on STX: Island Insurance 773.6006


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terry
(@terry)
Expert
Joined: 18 years ago
Posts: 2552
March 21, 2013 2:30 pm  

If you are able to get it, USAA! Higher coverage and cheaper!!!
10/20/10 was all I was able to get before.


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Linda J
(@Linda_J)
Expert
Joined: 18 years ago
Posts: 3919
March 21, 2013 7:47 pm  

We used Executive Insurance and were very pleased with them.


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