Medical flight insu...
 
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Medical flight insurance companies

 
daveb722
(@daveb722)
Trusted Member

I know I read about this a while back, but searching didn't turn up many results.

Is there an insurance company that most use to pay for medical flights back to the states? I started to google it and there's a lot out there and would take me hours to figure out all of this.

I was just curious as to the cost of the insurance. Since my wife and I come down 3-4x's a year now, maybe it wouldn't hurt to have it? Maybe I'm just overthinking things and the hospital situation will be ok, with all the financial issues.

Thanks in advance.

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Topic starter Posted : March 5, 2017 11:22 am
Alana33
(@alana33)
Expert
terry
(@terry)
Expert

If you belong to AAA in the states they have a policy as well that works here.

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Posted : March 5, 2017 11:58 am
daveb722
(@daveb722)
Trusted Member

Thanks!

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Topic starter Posted : March 5, 2017 1:00 pm
Afriend
(@afriend)
Trusted Member

I currently had a policy with AirMed: https://airmed.com

A good friend uses MedJet Assist: https://medjetassist.com

You can compare policy terms and premiums for a number of the different Medical Evacuation Insurance providers at: www.insuremytrip.com

FYI - policies aren't that expensive - generally under $400/yr for a "family plan" and some companies offer discounts if you pay upfront for a multi-year policy.

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Posted : March 5, 2017 1:03 pm
daveb722
(@daveb722)
Trusted Member

Thanks!

I currently had a policy with AirMed: https://airmed.com

A good friend uses MedJet Assist: https://medjetassist.com

You can compare policy terms and premiums for a number of the different Medical Evacuation Insurance providers at: www.insuremytrip.com

FYI - policies aren't that expensive - generally under $400/yr for a "family plan" and some companies offer discounts if you pay upfront for a multi-year policy.

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Topic starter Posted : March 5, 2017 1:31 pm
Gator's Mom
(@gators_mom)
Trusted Member

I would check your current medical insurance plan to see if evacuation is included - also to make sure you what kind of medical coverage you have in the VI.

When I looked at evac policies, I found most only cover evacuation if care for your particular problem is not available on the island. A medical officer for the evac company and your doctors make this determination, not you.

Short term medical plans you buy in the states are inexpensive and cover evac and provide some medical coverage - but not if you have pre-existing conditions.

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Posted : March 5, 2017 2:13 pm
East Ender
(@east-ender)
Expert

Make sure you read all the small print and understand the policy. Many plans take you to the closest facility offering the service you need, which in most cases is Puerto Rico. Find a plan (it will cost more) that will take you to FL or to your choice of states. Most policies are for hospital to hospital transfer only, not for rehabilitation or long term care, etc. You need to have a pay source and an accepting physician and facility. Lots of people think that they will just use their med evac insurance if they don't like the treatment they are getting, but it doesn't work that way,

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Posted : March 7, 2017 1:16 am
speee1dy
(@speee1dy)
Expert

we have masa at work

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Posted : March 8, 2017 10:52 am
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