Mortgage Lenders Of...
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Mortgage Lenders Off-Island

Posts: 3
New Member
Topic starter

Just curious!!!!! What stateside lenders finance mortgages in the Virgin Islands? I was able to find these on a local website. Any others?

Flagstar Bank
Coastal (no response to website)


Posted : August 11, 2011 9:47 pm
Posts: 171
Estimable Member

I don't know of any others offhand, but I can attest to Flagstar. I've been dealing personally with the VP of sales on an approval just within the last few days. He's super friendly, fast and competent. And their rates are in the low 4s (plus PMI) with only 3.5% down on an FHA. Feel free to PM me if you want his name and number!

Posted : August 12, 2011 12:34 am
Posts: 94
Trusted Member

Capital Mortgage Lubbock, TX They are great people.
They have a web site, if you can't find them, PM me.
Good Luck

Posted : August 12, 2011 10:58 am
Posts: 11
Active Member

Schaffer Mortgage Corp. is out of Florida and they have an office on St. Thomas. I worked with Dave Osborn who was fantastic. It can be a bit unnerving doing a home purchase from the states, but Dave went out of his way on several occasions to make sure everything got done. Our mortgage is with Flagstar Bank and we got a good rate on a 15-year loan. I imagine the folks at Schaffer Mortgage could tell you what other banks finance loans in the Virgin Islands.

Posted : August 12, 2011 4:46 pm
Posts: 3
New Member
Topic starter

Thanks guys, for the info. I'll do some research on the websites and PM you if I decide to take it further.

Posted : August 12, 2011 6:00 pm
Posts: 644
Honorable Member

is Windstorm Insurance still required for a mortgage?

Posted : August 12, 2011 11:13 pm
Posts: 1866
Noble Member

is Windstorm Insurance still required for a mortgage?


Posted : August 13, 2011 1:27 am
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