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Posts: 38
Eminent Member
Topic starter

Good Morning! We are moving to STX in December and visiting in October. Is it possible to open a PO BOX account on the island while visiting or do we need to have a STX address? If we can open one while visiting, where is the best place to do so?
Also, the same goes for a Bank Account. Do we need to have a STX address, or is our Stateside address or PO Box address suffice?
Appreciate all your help in advance!

Posted : September 15, 2011 2:52 pm
Posts: 3111
Famed Member

Pretty sure you need a physical address for both PO and bank. Will you be looking for a place to live while here? If you do find a place, perhaps the landlord could go ahead and write up a lease for you, so you could then get the PO Box and Bank account set up.

If you are coming with a job offer, maybe the employers address would work??

Posted : September 15, 2011 3:30 pm
Posts: 3919
Famed Member

You will want to wait to get a po box until you know where you are going to live. Pain in the neck to live 10 miles away from your po box.

Posted : September 15, 2011 6:24 pm
Posts: 89
Trusted Member

The PO in Gallows Bay requires a copy of a WAPA bill. They wouldn't even take a copy of the deed for the piece of the rock we had purchased. We knew where we were going to live, but no mattah...

They were REALLY ANAL about it, but hey, dats dah way is goes in dah islands 'mon....

Regarding bank account, I don't think you need a local address. When we purchased property and financed through BSTX, we received our statements at our address in Florida.

Good luck!

Posted : September 15, 2011 8:25 pm
Posts: 523
Honorable Member

We have a mailbox at the Mailboxes Etc.-like place at Sunny Isle and don't live on the island full time. We used our address in the States to open it and keep it year round. It's pretty reasonable and the people there are friendly. Only bummer is that it's at Sunny Isle!


Posted : September 15, 2011 8:26 pm
Posts: 3111
Famed Member

We have several apartments that we rent. We have had tenants tell us they didn't need a thing....didn't even bother to take their lease. We've had others who said they needed a notarized lease. Just the luck of the draw, as is very often the case, here.

I'm talking about the Post Office. Banks are a little tougher.

@stxrocks, It's probably not the same issue when you have a mortgage with the bank. By that time, they pretty much know they are comfortable with you. Not like when you hand them a couple hundred dollars and they hand you a book of checks, and turn you loose. Just a theory.

On the other hand...our first bank account on island was while we were living aboard our sailboat. We simply gave them our physical address as S/V Casita, Elephant Bay, STT. That was fine.

In any case, as with everything you do, be sure to have as much ID and documentation as you can. For sure, your social security card. Even if you have a passport, someone will ask for you ss card. I had to produce my ss card to RENEW my VI drivers license, which had not expired. I never did understand that one, but just gave them the card. 🙂 I have actually wondered if she was a little disappointed I had it with me. LOL

Posted : September 15, 2011 8:55 pm
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