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thinking about moving to st john with my 2 year old son

 
nikkinicole369
(@nikkinicole369)
New Member

im thinking about moving to st john with my son who would b 2 bye the time we would move. i am having such a hard time fond information about alot of things that i need to know before i can even think about moving. i need to know if there is any free health insurance for children, or about any kind of health insurance at all really. i have so many questions and just really need some help from some one who moved there from the states or has lived there. i need to know how different its going to be from home, and if i want to put my son in such an environment or not. PLZ HELP

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Topic starter Posted : January 15, 2011 2:04 pm
LuckyGirl56
(@LuckyGirl56)
Advanced Member

If you find any "free" health insurance, please let me know. Seriously, it's going to be VERY different from stateside (IMO). Have you been to STJ before? Done a PMV? Investigated cost of living on STJ? There is a TON of information on this board if you just search around.

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Posted : January 15, 2011 2:28 pm
nikkinicole369
(@nikkinicole369)
New Member

i havent been down there yet. ill be going for a few days in september befor
they. shut every thing down. my boyfriend lives there now he he was there for 3 years working at zozo's. ive been about to find cost of living and every thing. but i cant find any health insurance for my son. do you live there?

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Topic starter Posted : January 15, 2011 2:47 pm
LuckyGirl56
(@LuckyGirl56)
Advanced Member

I sent you a PM.

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Posted : January 15, 2011 6:15 pm
Linda J
(@Linda_J)
Expert

When you say "free" I assume you mean something you don't have to pay for. I hope you realize that SOMEONE will be paying for that healthcare. And that will probably be the rest of us.

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Posted : January 16, 2011 9:25 am
nikkinicole369
(@nikkinicole369)
New Member

right linda i mean free as in not paying for it. Massachusetts provides free health insurance for children. and seeing how i dont kno any one there i wont be able to work right away and can not go with out health insurance for a 15 month old. im asking questions because im used to certain things here and need to know weather or not they will have any thing similar on st john.

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Topic starter Posted : January 16, 2011 1:05 pm
Ericw
(@Ericw)
Advanced Member

No offense, but if your primary concern is healthcare for your kid (and free at that) you should stay in MA. Plus if your bf is there and has been there for 3+ yrs shouldn't he know or be digging the information out for you if he wants you to move down with him? I'm just sayin'

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Posted : January 16, 2011 4:37 pm
Lizard
(@Lizard)
Trusted Member

Nikkinicole369,
You are asking the correct questions, I will give you some of the answers plus a Little more. There is no free medical care available in the USVI for children or adults.ST John is the most expensive of all Four Islands. People with no Health Insurance use the Hospital ER for their primary care, just like a lot of the mainland Hospitals, USVI must treat all and refer them to a fast track regardless of insurance. There is no Hospital on ST John, you would have to ferry over to ST Thomas.Rent, Utilities,Water and Food are" very expensive". There is no public Transportation except for Taxi on the Island.Think of ST John as being in the most expensive part of Boston to live.

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Posted : January 16, 2011 5:54 pm
ms411
(@ms411)
Expert

As far as I know, the VI doesn't have a free health insurance program unless you qualify for some type of federal assistance. Many private employers don't offer health insurance, either. I'm glad you're asking that specific question prior to your move, so you know what to expect.

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Posted : January 16, 2011 6:00 pm
stjohnjulie
(@stjohnjulie)
Trusted Member

There is no 'free' health insurance to be had here. There are two clinics on island, one in town, one a little out of town. The one in town, Morris de Castro Clinc, is cheaper (but I'm not sure of the specifics as to why). And the Myra Keating Smith Community Health Center, will give you a 10% discount if you don't have insurance. If your son has medical issues, I would say you should stay put. We are pretty limited on medical services on St. John. They can do the basics, but for anything more serious you will have to go to St. Thomas.

As far as getting health insurance from your future employer on St. John, not a whole lot of that either. Most of the businesses on St. John are small independents and they do not offer health insurance to their employees. The cost for health insurance is quite costly. If you would like to inquire about health insurance for your family, you can contact Theodore Tunick or PGU and get some quotes.

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Posted : January 17, 2011 8:07 am
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