best homeowners ins...
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best homeowners insurance?

Posts: 39
Eminent Member
Topic starter

who has the best homeowner's insurance in st. croix? will a stt company underwrite in st. croix? any stateside companies or pr insurance companies underwriting policies here?

Posted : July 9, 2012 11:43 pm
Posts: 256
Reputable Member

I do not believe any stateside companys insure here. We have used Executive insurance on STX for homeowners and have been happy with them.

Posted : July 10, 2012 11:23 am
Posts: 27
Eminent Member

USAA, if you are eligible for an account with them.

Posted : July 10, 2012 4:07 pm
Posts: 155
Estimable Member

Used Marshall & Sterling in Christiansted since 2006. Don't know how they compare since we used them by recommendation to have an on-island present in case of casualty damage, etc. However, to our surprise the initial premium actually decreased over time.

Posted : July 10, 2012 5:00 pm
Posts: 12366
Illustrious Member

If you are an AARP member you can get homeowner/hurricane insurance through them for VI

Posted : July 10, 2012 5:52 pm
Posts: 50
Trusted Member

As far as I know USAA does not write homeowner's insurance in the VI. We use Inter-Ocean. I haven't had to "use" them so I don't know how good they are.

Posted : July 11, 2012 12:30 pm
Marty on STT
Posts: 1779
Noble Member

Not sure about homeowner's thru USAA, but I have $20K of Renter's...

Posted : July 11, 2012 1:24 pm
Posts: 27
Eminent Member

Yep, USAA definitely offers renter's insurance for the VI. Not sure about homeowners. Good luck!

Posted : July 12, 2012 3:11 pm
Posts: 1
New Member

I think Geico and State Farm is okay. But you can also check this one:

Posted : July 12, 2012 3:16 pm
Posts: 68
Trusted Member

I had State Farm in the states and when I moved down here they told be they do not offer coverage here.

Renters in the VI??? I didn't know we had an option for that! Looking into that now! Thanks Marty.

Posted : July 13, 2012 1:14 pm
Posts: 3919
Famed Member

If an insurance company says they cover the USVI, ask for it in writing and investigate further. Most don't.

Posted : July 13, 2012 1:20 pm
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