Can someone walk me through buying a car from an individual?
Been thinking more and more about buying a car from a local person down here (STT). Once I figure out a car I would want, what is the procedure for getting the tags and such changed to my name. Does it require a trip to that wonderful building next to the Pueblo? Cause that's a determent any day of the week.
If someone knows the process I would appreciate a walk through. Thanks in advance.
The current owner needs to have both the registration and title for the car. They will need to have their signature notarized on both.
The buyer will need to have an insurance card in their name for the specific vehicle they want to register.
You then take these documents to the DMV and get the registration switched to your name. You will also need some cash. Don't count on them taking checks or credit cards.
If the sellor is smart thhe will accompany you to the DMV to make sure that you get the registration switched. Until the new owner has changed the registration the old owner is legally liable for the vehicle. They also may not be able to cancel their insurance on the vehicle.
If you are lucky you might get the change done in an hour. If it is busy the system isn't working then more like a half day. Also if they are really busy or really lazy they may tell you that you need to come back another day.
They also are now requiring a copy of both the seller 's and the buyer's drivers license! So I hear.
You could hire one of the local facilitators that would help alleviate most of your problems, because you also need to go to the Lt Gov,'s office in Sugar Estate to make sure there are no liens on the car as well.
Check with the East End Secreterial service in Red Hook for a resource that can do all of the processing of the transfer tags and stickers for you for a fee - it is worth it - mine got done, as are most, in one day and you don't have to do anything except meet with this person, give him the current registration, proof of insurance and agree to his fee - he then takes care of things as quickly as he can - mine told me when he would meet me and it was the next day. Rarely when someone tells you he or she will meet you at 9:30am do they arrive on time - this gentlemen did - both meetings! It is a legal and legitimate way that 'things work'.