Cigna Behavioral Health

I don't think it matters what Cigna's policies are regarding mental health in the VI - it may be more a matter of what mental health services can the VI provide, and I have no idea if mental health services outside the VI are covered in the majority of the policies offered in the VI. I know the government has been sued at least once for not offering some mental health services, so maybe if you google you might fnd info on the history and current state of mental health services in the VI. Very few, if any, govt workers post on the online forums, and they may be the only ones who have the answer to this question.

I don't think it matters what Cigna's policies are regarding mental health in the VI - it may be more a matter of what mental health services can the VI provide.

Exactly. There are very few psychologists and psychiatrists in the islands, and many of them are forensic quacks who work almost exclusively for local plaintiffs' attorneys. There is a psych ward at JFL on STX, but I know a nurse there and it's a revolving door with very little actual tx available.

See the thread on "Doctors". If you require anything more significant than rx refills, the VI is NOT the kind of place where you can expect to receive quality tx for mental health issues.

Back when I had group insurance through Cigna with my island employer, EVERYTHING on island was considered OUT OF NETWORK. This was because anyone with any kind of serious medical condition -- be it mental or physical -- went back to the States for tx, so they set the coverage to have stateside doctors be the primary "in network" physicians.

IT