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health insurance

 
trw
 trw
(@trw)
Expert

ok i want medical and dental,but neither of my jobs offers this,so what process do i go through to be self insured and maybe some idea of costs involved,and my partners job is homophobic when it comes to domestic partner coverage even though they offer insurance to married people,they say it's the insurance company so i called the insurance company and they told me it's the company he works for and not them,so i need some ideas here

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Topic starter Posted : September 1, 2008 3:30 am
STXBob
(@STXBob)
Trusted Member

My wife and I have private health insurance. We use Bupa (formerly Amedex). The deductibles are high ($10K) and the premiums are fairly low (about $2400/year total for the 2 of us) compared to stateside HMOs. It works best if you're healthy.

We don't have dental.

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Posted : September 1, 2008 4:57 pm
truebluefan
(@truebluefan)
Advanced Member

trw,
i am also having a difficult time finding health insurance. i own my own business and work for a company that provides insurance but......when i move here in october that will end. please let me know if you find anything out.
p.s. were you at the bucaneer bar last night?

stxbob,
can you get a lower deductible with bupa?

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Posted : September 1, 2008 9:24 pm
trw
 trw
(@trw)
Expert

nope,i was at work downtown and then had to go pick the tim up from work,take COBRA for your insurance when you move here,the divi uses BUPA but for catastrophic only.

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Topic starter Posted : September 2, 2008 3:01 am
piaa
 piaa
(@piaa)
Trusted Member

Hi there

We also have BUPA - our deductable is $1,000 per person per year, our premium for the two of us is $4,000 per year and we are a couple in our late 40's early 50's (boy that sounds old 🙂 ) It does not cover doctor office visits and is intended for Stateside treatment - but if we needed hospital tratment in the USVI's it would probably be covered probably with a fight 🙂

So far it has paid for a claim 🙂

It does not cover dental 🙁

Pia

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Posted : September 2, 2008 12:09 pm
chockman
(@chockman)
Trusted Member

OK Piaa,watch the old age cracks ha ha. We are in the same boat. We still enjoy a rockin good time with the local music scene and stay up way to late. Come to think of it I am getting to old for this stuff, crawled into bed about 0530 Sunday morning. Live every day as if it were your last,die with no regrets.

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Posted : September 2, 2008 5:06 pm
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