Help on Moving to and Living in the VI

Afriend: Thanks much for the advice. I read the book "Jaws" in 5th grade and have seen all of the movies...so I traumatized myself. I need to get over it. The only time that I've swam and snorkeled in the Caribbean Sea was in Cancun and it was so gorgeous. I miss it. The waves were incredible...but I always had sharks in the back of my mind. We may potentially move to St. Thomas...just wanted to get a feel for it and see what the locals perspective is on this issue. Thanks for your time and information! 😉

What are the common health insurances accepted? I am researching purchasing a private policy mainland because my employer's rates are high and the coverage stinks.

Cigna is one of the most popular. As is United Healthcare & Blue Cross Blue Shield. Alot of times your insurance has to be affiliated with "VI Equicare" for you to have in-network coverage with Dr's.
Amadex is a good company if you need an individual policy.

Re: health insurance...The entire insurance business is strange here. The territorial government regulates them and have done a good job of keeping competition down. The government CIGNA has nothing to do with stateside CIGNAs, for example. Many stateside polices are not accepted by local physicians and other facilities.

And Mom: You watched "Jaws" one time too many!! 😀 The things you need to watch out for in the water are things like sea unchins and fire coral. The last death from unprovoked shark attack was in 1963.

Thanks Eastender. There was once a time in life when I didn't really care if I had insurance. Now with a kid, I am a bit more concerned about those types of things.