Homeowner Insurance - STT
I'm "shopping" homeowner insurance.....trying to get at least 3 bids in hopes of making an informed financial decision as well as doing my best as a buyer to ensure I receive competitive pricing. ok.....maybe I'm dreaming.
Anyway, my current policy (through Inter-Ocean) expires in December so I have a couple of months to shop. I have already contacted Guardian and requested a quote. Any suggestions on other companies you would recommend? And, any companies that you would suggest I stay away from?
Our condo association is VERY loyal to Ted Tunick. Edited to add we'll never use Topa again.
I have heard nothing but bad things about guardian on stx. They are usually the cheapest but as the saying goes you get what you pay for.
Do Not use any company that uses Crawford VI for the claims adjusting(you`ll NEVER get a claim paid).
This includes Mariam Mathis associates.
Betty, I did receive a quote from Guardian (STT) yesterday. I sent my current policy to them and asked them to provide quote for same. It was a very competitive rate that they gave me - SIGNIFICANTLY cheaper than my current policy (who I always thought was screwing with me because the rates were unusually high). I guess I should ask who the underwriter is to be sure they're solvent? Or.....now a few of you have me concerned about trusting the insurance companies in the VI.
If you are the age that qualifies go through AARP - got very competitive rates from them.
Has anyone had to deal with AARP for a claim? I worked in the insurance industry for years (a long time ago) and when I asked the AARP insurance rep a few simple coverage questions he was not able to answer them. This made me wary of using them. If anyone has some real experience to share I would appreciate it very much.
I did ask for quote from AARP. However, because we do short term vacation rentals they will not extend a policy.