Homeowner Insurance...
 

Homeowner Insurance - STT  

 

FL Barrier Islander
(@FL_Barrier_Islander)
Trusted Member
Joined: 15 years ago
Posts: 501
September 14, 2009 5:17 pm  

I'm "shopping" homeowner insurance.....trying to get at least 3 bids in hopes of making an informed financial decision as well as doing my best as a buyer to ensure I receive competitive pricing. ok.....maybe I'm dreaming.

Anyway, my current policy (through Inter-Ocean) expires in December so I have a couple of months to shop. I have already contacted Guardian and requested a quote. Any suggestions on other companies you would recommend? And, any companies that you would suggest I stay away from?


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Trade
(@Trade)
Expert
Joined: 13 years ago
Posts: 3904
September 14, 2009 5:33 pm  

Our condo association is VERY loyal to Ted Tunick. Edited to add we'll never use Topa again.

~Trade~


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Betty
(@Betty)
Trusted Member
Joined: 13 years ago
Posts: 2047
September 14, 2009 7:05 pm  

I have heard nothing but bad things about guardian on stx. They are usually the cheapest but as the saying goes you get what you pay for.


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DUN
 DUN
(@DUN)
Trusted Member
Joined: 13 years ago
Posts: 812
September 15, 2009 12:07 am  

Do Not use any company that uses Crawford VI for the claims adjusting(you`ll NEVER get a claim paid).
This includes Mariam Mathis associates.


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FL Barrier Islander
(@FL_Barrier_Islander)
Trusted Member
Joined: 15 years ago
Posts: 501
September 15, 2009 11:20 am  

Betty, I did receive a quote from Guardian (STT) yesterday. I sent my current policy to them and asked them to provide quote for same. It was a very competitive rate that they gave me - SIGNIFICANTLY cheaper than my current policy (who I always thought was screwing with me because the rates were unusually high). I guess I should ask who the underwriter is to be sure they're solvent? Or.....now a few of you have me concerned about trusting the insurance companies in the VI.


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glynnswife
(@glynnswife)
Advanced Member
Joined: 15 years ago
Posts: 450
September 15, 2009 12:18 pm  

If you are the age that qualifies go through AARP - got very competitive rates from them.

Donna Wheeler


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divinggirl
(@divinggirl)
Trusted Member
Joined: 12 years ago
Posts: 887
September 15, 2009 1:06 pm  

Has anyone had to deal with AARP for a claim? I worked in the insurance industry for years (a long time ago) and when I asked the AARP insurance rep a few simple coverage questions he was not able to answer them. This made me wary of using them. If anyone has some real experience to share I would appreciate it very much.


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FL Barrier Islander
(@FL_Barrier_Islander)
Trusted Member
Joined: 15 years ago
Posts: 501
September 15, 2009 1:20 pm  

I did ask for quote from AARP. However, because we do short term vacation rentals they will not extend a policy.


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