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daveb722
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March 10, 2016 4:50 pm  

Here is a copy of medical information from the March newsletter from Kim Lucas. Anyone aware of this?

ISLAND NEWS

Health Insurance in USVI

In the past, it has not been possible to get individual private health insurance here in St Croix. This is a very uncomfortable situation for those of us who live here full time and are self employed. I’m happy to report that now, insurance is available here through Cigna Global. To learn more about the plans and pricing, you can contact Barry McCormick at the address below:

Barry McCormick
Barry.mccormick @cigna.com
Team Senior, Cigna Global Health Options
Individual Private Medical Insurance
The Grosvenor Building, 72 Gordon Street
Glasgow, Scotland
G13RS
Phone: 0044 1475 492119 or Toll Free from USA: 877 539 6295
Fax: 0044 1475 492315


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speee1dy
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March 10, 2016 5:03 pm  

is this for foreigners or Americans


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Daval
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March 10, 2016 6:31 pm  

I emailed him and it is for Americans. I haven't gotten any info on they type of plans. This is good news! It was putting a damper on our decision to move prior to getting a position on Island. Opens more options now. If I hear anything else about the plans, I will post it here.


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OldTart
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March 10, 2016 6:44 pm  

Before we go through any more wild goose forum chases on Cigna, suggest anyone interested call the toll free number directly and get the full Monty - in writing.

Better yet - read this older thread and enjoy the familiarity of that Scottish connection. Nudge nudge wink wink.

https://www.vimovingcenter.com/talk/read.php?4,223113


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vicanuck
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March 10, 2016 7:05 pm  

I love my Cigna Global coverage...so affordable and the folks in Scotland are easy to deal with.


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watruw8ing4
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March 10, 2016 7:16 pm  

Before we go through any more wild goose forum chases on Cigna, suggest anyone interested call the toll free number directly and get the full Monty - in writing.

Better yet - read this older thread and enjoy the familiarity of that Scottish connection. Nudge nudge wink wink.

https://www.vimovingcenter.com/talk/read.php?4,223113/blockquote >

I'll remain skeptical too until I see more proof that their eligibility policy has changed. I was told by a rep in writing last July, after being very specific about my status, that I could be covered. But then was turned down by underwriting due to my being an American citizen.


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daveb722
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March 10, 2016 7:18 pm  

Yes, I know there were issues with it before and they weren't licensed, but I would be surprised if Kim would put that out there if it didn't have some validity. I was just hoping maybe someone knew about or currently has this insurance that could enlighten us, as this is a sticking point in our move down there.


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Oldie1
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March 10, 2016 7:19 pm  

Yes vicanuck, I'm sure you do but you are not a US citizen, you are Canadian citizen.

I think Kim is taking a bold step recommending this without researching the facts.

Old Tart is spot on


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Alana33
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March 10, 2016 7:20 pm  

We'll look forward to new information if it proves true.


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Daval
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March 10, 2016 7:38 pm  

I got online and did a test application and put in my nationality and it gave me a quote for a gold/Silver/platinum choices.

I tried to get a quote from them last year for USVI and it wouldn't go through due to my American nationality. Don't know if that is hopeful info - but it could be a good sign!


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OldTart
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March 10, 2016 7:38 pm  

Yes, I know there were issues with it before and they weren't licensed, but I would be surprised if Kim would put that out there if it didn't have some validity. I was just hoping maybe someone knew about or currently has this insurance that could enlighten us, as this is a sticking point in our move down there.

Plenty of people give out misinformation based on poor or non existent research. Likewise, how many people do you think are employed with Cigna in Scotland who have any clue as to the status of the US Virgin Islands? They probably lump the Virgin Islands all together on a cursory glance and likely DO insure US citizens living in the British Virgin Islands.

Since this is something vitally important where your decision to move here or not is concerned, then follow up on the information you've given.


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vicanuck
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March 10, 2016 7:41 pm  

Yes vicanuck, I'm sure you do but you are not a US citizen, you are Canadian citizen.

Indeed...but my wife is an American!


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OldTart
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March 10, 2016 7:43 pm  

Yes vicanuck, I'm sure you do but you are not a US citizen, you are Canadian citizen.

Indeed...but my wife is an American!

You qualify for the policy because you are not a US Citizen and it's irrelevant that your wife is a US Citizen - she's covered under your policy as your spouse regardless of her citizenship. It's not complicated.


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daveb722
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March 10, 2016 8:15 pm  

Guess I can move down then, cause my wife is Canadian and I would be covered on the policy according to OT. Vicanuck, we should get together when I come down in a few weeks. You and my wife can discuss Justin Tredeau. 😉

BTW OT, did you wake up on the wrong side of the bed today. I was only asking for validity of it due to the fact they were not licensed before to provide it and now someone who is well known on the Island is putting it out again that it is available. So being the fact that I don't live there, read the news from there occasionally and figure that those in the know are on this board, that I would bring up what I saw and find out the facts, but I will work on my Scottish accent, give them a calling. Or if I took your post out of context, sorry and have a great day.


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OldTart
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March 10, 2016 8:43 pm  

Guess I can move down then, cause my wife is Canadian and I would be covered on the policy ...

Yes, that would be the case so you've settled that worry!

BTW OT, did you wake up on the wrong side of the bed today.

No, greet every new day with enjoyment but am used to being criticized and deemed both cranky and condescending (a popular adjective :-X) by some forumites who don't know me from a hole in the wall but assume such from my writing style and lack of emoticon use. :D:D:D

Good luck with your plans.


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Arizona1
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March 10, 2016 9:22 pm  

I reached out to him via email also and was told the following:

Yes we can cover US or Canadian nationals living in USVI.
I will be more than happy to call and discuss some cover options when I am back in the office tomorrow.

Could you please confirm a convenient time and number to call and we can discuss your options?

When would you potentially need cover to start?


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Daval
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March 10, 2016 9:39 pm  

That was my exact email too. I am interested to hear what you find out!


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daveb722
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March 10, 2016 10:09 pm  

BTW OT, did you wake up on the wrong side of the bed today.

No, greet every new day with enjoyment but am used to being criticized and deemed both cranky and condescending (a popular adjective :-X) by some forumites who don't know me from a hole in the wall but assume such from my writing style and lack of emoticon use. :D:D:D

Good luck with your plans.

I read your posts all the time and think how could they take it like that, but I guess when you were replying to me, I read it as being very blunt. Funny how you can interpret things so differently based on whom they affect. Have a great evening OT, if you were on STX, I would buy you a shot of fireball, as I think it would be an interesting evening listening to your life on the island. 🙂


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Spartygrad95
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March 10, 2016 10:20 pm  

Yeah. I was told they would cover me too.. Guess what. Nope. They even sent me same email saying yes they could being a US citizen. Good thing I get insurance via work and didn't rely on their story.


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daveb722
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March 10, 2016 10:43 pm  

I just tried on-line and put my nationality as US and moving to USVI and here is the response:

Thank you for the information you have provided so far.
Based on the details you have provided about the country of residence and nationality of the policyholder and / or others covered under the policy, Cigna would be unable to proceed with this quote.
For more information, please contact our sales team on +44 (0) 1475 492119.


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Oldie1
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March 10, 2016 11:16 pm  

I hope Kim knows her information is misleading.


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OldTart
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March 10, 2016 11:40 pm  

I hope Kim knows her information is misleading.

She won't unless someone lets her know so hopefully someone will!


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Arizona1
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March 11, 2016 12:10 am  

I sent her an email letting her know what's going on.


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Arizona1
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March 11, 2016 1:38 am  

Kim emailed me back and said that she has this insurance.


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OldTart
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March 11, 2016 9:29 am  

But is she (or whoever is the policy holder) a US Citizen? I know and know of several people who have coverage through Cigna Global but they're only eligible for the coverage because they are not US Citizens. The fact that she has it isn't the point.


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