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Relocate to St Cloix with my hus and 8 &11 yearskids  

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Tomok
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June 17, 2020 4:38 pm  

Hi! We are thinking to relocate to St cloix from LA for a year during covid-19 happen. My in-laws lives there so we have visited couple of times. But we don't know about public schools or private and how we get treated as a outsider. I experienced that ppl who live there has a great insider connection but not outsider. I am ok with it but for my kids at schools. And most importantly, how schools are as an educational level. Please advice! Thank you!!!


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speee1dy
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June 18, 2020 1:55 pm  

the one private school on island i know costs at least 10 k a year per child. i think its more than that though. 

 

i hear there are some good public schools on island. pearl b larson , there was another one, cant remember the name.

if you are nice people will generally be nice to you.

 

dont have kids so cant answer that

 

just do some back reading here for info


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Exit Zero
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June 18, 2020 9:24 pm  

Pay attention to the Dept. of Education posts/info about when the schools may re-open.


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Scubadoo
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June 18, 2020 11:47 pm  

There are no individual medical insurance options in the VI.  The only private medical insurance is available from employer group plans. 


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vicanuck
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June 19, 2020 8:05 am  

Where are you going to work? The tourism based economy here is in sad shape and going to get much worse. The government is insolvent. Rents are very high as are home prices. COL is easily +35% versus the mainland. Private school tuition is about $14K per head. Public schools are in sad shape.


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Tomok
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June 19, 2020 3:31 pm  

@speee1dy

Thank you for the info. 

I don't think we wanna do with private school unless there are no good public school there... 

 


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Tomok
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June 19, 2020 3:34 pm  

@exit-zero

Yes. That's another issue. 

I was concerned if there are luck of education and physical activities at schools there. 


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Tomok
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June 19, 2020 3:35 pm  

@Scubadoo

Thank you!!!! 

I didn't know that. 

So ppl live there who has insurance is through company only? 

 


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Tomok
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June 19, 2020 3:52 pm  

@vicanuck

Thank you for your information. 

I have a house in christiansted. So I don't have to worry about house cost and I'm freelancer. I was thinking there is better chance to have great experience for my kids since my son has athema and little nervous issue. My son plays bascket, soccer, baseball.  But in LA, no organization open, any park, beach are all closed. So my kids doenst have any activities and locked down at home. And needs to worry about corona next school season in LA. But in St cloix, at least they can swim and go outside to walk beautiful environment besides school. 

That's the only issue I have. So I wanna let them be kids with friends not only virtual friends they have now.  So another concern is are they accepted in a school? Is there any good public school?


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Tomok
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June 20, 2020 11:48 am  

@vicanuck

Thank you for your information. 

I have a house in christiansted. So I don't have to worry about house cost and I'm freelancer. I was thinking there is better chance to have great experience for my kids since my son has athema and little nervous issue. My son plays bascket, soccer, baseball.  But in LA, no organization open, any park, beach are all closed. So my kids doenst have any activities and locked down at home. And needs to worry about corona next school season in LA. But in St cloix, at least they can swim and go outside to walk beautiful environment besides school. 

That's the only issue I have. So I wanna let them be kids with friends not only virtual friends they have now.  So another concern is are they accepted in a school? Is there any good public school?


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Exit Zero
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June 22, 2020 7:57 pm  

I suggested reading the Education Department updates, here is yesterdays.

 

https://stthomassource.com/content/2020/06/20/education-commissioner-gives-first-of-series-of-updates-on-school-reopening-for-2020-2021/


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Scubadoo
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June 22, 2020 9:18 pm  

Only insurance is through employer plan or government employee or VA or Medicare .


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jaldeborgh
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June 23, 2020 6:14 am  

If you’re employed on the mainland prior to moving to the USVI you may be able to use COBRA and extend your private insurance until you can find a job which offers coverage.


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speee1dy
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June 23, 2020 8:10 am  

@tomokcheck out the sahara dust this week. bad for asthmatics 


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Gator's Mom
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June 23, 2020 8:27 am  
Posted by: @jaldeborgh

If you’re employed on the mainland prior to moving to the USVI you may be able to use COBRA and extend your private insurance until you can find a job which offers coverage.

Last week Gov Bryan announced plans for health care reform in the VI. Included is the potential for Association Health Plans through both chambers of commerce. Not the best solution for individuals seeking health insurance - ACA availability would be better - but a solution. You can read about this here:

https://www.vi.gov/healthier-horizons/

Also, there are a number of parochial schools on the island that aren't as expensive as other private options. 


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vicanuck
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June 23, 2020 10:36 am  
Posted by: @gators_mom
Posted by: @jaldeborgh

If you’re employed on the mainland prior to moving to the USVI you may be able to use COBRA and extend your private insurance until you can find a job which offers coverage.

Last week Gov Bryan announced plans for health care reform in the VI. Included is the potential for Association Health Plans through both chambers of commerce. Not the best solution for individuals seeking health insurance - ACA availability would be better - but a solution. You can read about this here:

https://www.vi.gov/healthier-horizons/

Also, there are a number of parochial schools on the island that aren't as expensive as other private options. 

You'll quickly learn that "announced plans" are really nothing but election slogans in the VI. Don't hold your breath. The government here can't even get a baseball field off the ground...literally.


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jaldeborgh
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June 23, 2020 10:39 am  

Interesting the ACA doesn't cover all US citizens, seems like a big miss.


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daveb722
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STTsailor
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June 25, 2020 10:42 am  

ACA works for low income people or uninsurable. I believe cut off point is around +$70K you are considered Obamarich and premiums skyrocket. It is not a solution but a bandaid. We need universal HC with private option like UK model combined with tort reform. 
stay healthy my friends. 


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jaldeborgh
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June 25, 2020 8:03 pm  

Not a healthcare benefits expert and I've been fortunate enough to have (admittedly expensive) coverage from work.  Is $70K considered a good income in the USVI?  My bother-in-law who is a 61+ year old, part-time landscaper has clearly benefited from the ACA.....and also from living rent free with us for the past 10+ years.  Availability of healthcare options is a big obstacle for anyone thinking of moving to the USVI'S as well as being a huge hardship for those who can not attain it locally.  Again, I'm fortunate as I will be 64.5 when I retire early next year and will use COBRA to bridge to 65, my wife is slightly older and so we will both be covered by Medicare.


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daveb722
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June 26, 2020 4:12 pm  

@STTsailor As long as it's not like Canada, sorry Vicanuck :), my wife is from Canada and although Free, (well nothing is free but you know what I mean) NO thank you.  I'm not familiar enough to comment on the UK model, but I agree something needs to be done. 


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Tomok
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June 26, 2020 4:27 pm  

@exit-zero

Thank you I will check it out. 


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vicanuck
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June 29, 2020 8:02 am  

@daveb722

 

Healthcare is far from free in Canada. You pay for it with higher overall taxation.

I've had several good experiences with Canada's universal health care system. But, if your procedure/surgery is elective, be prepared to wait in line or go to the US if you want it immediately.

Its a trade-off I suppose.


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daveb722
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June 29, 2020 12:19 pm  

@vicanuck Yes, I know, my wife complains about the copay, but then when she gets a procedure (mri,xray, etc) she's excited about how fast it is here, weeks instead of months.  My father-in-law had to wait to meet with a specialist for what would have been 3-4 months for a serious health problem, fortunately for him, my wife knows a few leaders in the provincial government and was able to use that connection to speed up the process.  Definite trade offs, what I see as the biggest problem is people just go to the doctor for anything there, no matter how minor the issue.  It creates a backlog for those really needing help, but that seems to be an issue that is occurring here more often nowadays.

 


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vicanuck
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June 29, 2020 3:38 pm  

@daveb722

That is absolutely true. People in Canada will go to the Dr. for the sniffles.

Even though I have good health insurance here, I rarely use it.

My deductible is $5000!!!!


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