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VP Coming to STX

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CruzanIron
(@cruzaniron)
Expert

Pointless. The VI opted out. The governor is the one to ask about it.

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Posted : January 1, 2014 5:01 pm
Tiberius
(@Tiberius)
Advanced Member

Well, did anyone go out and picket wanting to know where their Obama care and what about them?

Of course not. Nobody has the balls to actually do anything but complain.

P.S. You don't want obama care. It's a joke.

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Posted : January 1, 2014 5:32 pm
mtdoramike
(@mtdoramike)
Trusted Member

Yes, but I have family that has spent generations on St. Thomas and don't qualify for medicaide, but can't afford the outrageous prices of what few plans are offered on the Island. Hopefully they will be able to get some kind of relief because right now, if they have to go to the doctor, it's the emergency room and they get sent the bill and have to setup a payment plan. Fortunately, they are hardy people and very and have suffered very few catastrophic injuries or illnesses. So yes, even though Obama care might be a joke for the rest of the country, it would have been a welcomed relief to the islands possibly. But right now, anything is better than nothing.

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Posted : January 2, 2014 12:21 am
STX46
(@boyd46)
Advanced Member

The Gov. and the Delegate opted out and chose increased Medicaid funds.

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Posted : January 2, 2014 10:26 am
loucypher
(@loucypher)
Advanced Member

Yes, but I have family that has spent generations on St. Thomas and don't qualify for medicaide, but can't afford the outrageous prices of what few plans are offered on the Island. Hopefully they will be able to get some kind of relief because right now, if they have to go to the doctor, it's the emergency room and they get sent the bill and have to setup a payment plan. Fortunately, they are hardy people and very and have suffered very few catastrophic injuries or illnesses. So yes, even though Obama care might be a joke for the rest of the country, it would have been a welcomed relief to the islands possibly. But right now, anything is better than nothing.

I've visited the healthcare.gov site 20 or 30 times since it was introduced. I used sataeside info to try to sign up. Aside from all the tech problems it is difficult at best to try to get info from them. This is what I've found so far. The cheapest plan is around $600.00. (single plan) You get NOTHING except huge deductables on that plan. What they do is give you a tax credit. So you pay in full and then youget a tax credit. You end up paying around $300.00 out of pocket per month. I don't even know what the base family plan cost is.
Tons of deductibles and hardly any coverage. Where's the savings? Where's the "affordable" part? We had shit insurance before this. About the only thing good that came out of obama care is he put an end to the pre existing condition bull shit. Guess what. It's still SHIT!

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Posted : January 2, 2014 3:06 pm
JulieKay
(@JulieKay)
Trusted Member

We got a new AETNA family plan for the two of us (43 and 59) here in Florida for $700/month, no preexisting condition clause, $30/doctor's office visit, free preventative care, $5000 deductible for major medical, PPO, no referral or PCP required. This is about 1/2 what we paid for insurance a year ago. For us the new regulations are saving significant $$$$.

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Posted : January 2, 2014 3:42 pm
stt007
(@stt007)
Advanced Member

That is by design. The young(er) people are subsidizing the old(er) people. The flaw currently is that too many young and healthy people are not buying insurance and opting to pay a fine instead. Which is probably a good idea until the fine is larger than the premiums in a few years. Train wreck is on the way!

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Posted : January 2, 2014 4:36 pm
JulieKay
(@JulieKay)
Trusted Member

That is by design. The young(er) people are subsidizing the old(er) people. The flaw currently is that too many young and healthy people are not buying insurance and opting to pay a fine instead. Which is probably a good idea until the fine is larger than the premiums in a few years. Train wreck is on the way!

This is true; however the younger people I know and have talked to (teens and 20s) are seeing monthly premiums in the $70 - $120 range. They just want to pay ZERO for health care, or take the risk that they won't need it.

Pay the fine and get nothing or buy insurance and have health care - no difference to me. There's no such thing as a free lunch.

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Posted : January 2, 2014 4:45 pm
CruzanIron
(@cruzaniron)
Expert

My policy though work costs the same for me and wife only or me and my family, so my adult kids will stay on my policy until they hit the age limit.

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Posted : January 2, 2014 5:09 pm
mtdoramike
(@mtdoramike)
Trusted Member

The VI had no choice but to opt out and take the funds and expand medicaide. There aren't enough insurance companies in the VI to create an insurance exchange as there are in the states. The only way the exchange would have worked for the VI is that they would have to have allowed crossing state lines for insurance companies, which the republicans wanted, but democrats didn't.

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Posted : January 3, 2014 4:27 pm
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