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Who has UHC

 
speee1dy
(@speee1dy)
Expert

Hi
I was just wondering who on this board has UHC and what you think the pros and cons are for it.

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Topic starter Posted : March 23, 2010 1:13 pm
Linda J
(@Linda_J)
Expert

Sorry, what is UHC?

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Posted : March 23, 2010 1:44 pm
speee1dy
(@speee1dy)
Expert

Oops Universal Health Coverage

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Topic starter Posted : March 23, 2010 2:06 pm
DixieChick
(@DixieChick)
Trusted Member

dont't you mean united health care speedy???

if that is the the UHC you are talking about then i have it. never have used it.

why? having bad dealings with them???

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Posted : March 23, 2010 6:06 pm
speee1dy
(@speee1dy)
Expert

i meant universal health care in other countries. did i use the wrong words? i guess i didnt really word my heading correctly. Oh Well.

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Topic starter Posted : March 23, 2010 6:40 pm
Linda J
(@Linda_J)
Expert

I think I understand. You mean government health coverage as used by other countries. My son and daughter-in-law were covered that way when they lived and worked in Mexico. The general impression I got was that, for the patient, it works very well for routine things. Annual check-ups, immunizations, minor illnesses, etc, were handled well and within a reasonable waiting time. The co-pay was minimal and dental and glasses were included. As I understand it, doctors are government employees and their pay is considerably (!!?!) lower than in the states. I have no idea how it is working fiscally.

Where are more difficult is major, elective surgery. My DIL's mother needs a knee replacement. She has been waiting for about a year and may have to wait for another year to get the surgery through the government system. In the meantime she is being treated with medication and physical therapy. It is also available at a private hospital for a price we would consider dirt cheap, about $2,000, but that is outside her ability to pay.

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Posted : March 23, 2010 8:36 pm
speee1dy
(@speee1dy)
Expert

thanks linda, i have heard of other similar stories. care is good and they also offer private care if you can afford to pay but the wait is long for some things.
i was wondering what people who actually have it think of it too. i only know of two people who have had or still have it and they loved it.
I

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Topic starter Posted : March 24, 2010 11:00 am
Linda J
(@Linda_J)
Expert

Should have added that employers deducts a certain amount from salaries to pay for the health care.

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Posted : March 24, 2010 11:49 am
Bassman
(@bassman)
Advanced Member

At least in England one may have private health care. In Canada private plans are illegal. We have the Canadian system now. It's only a matter of time to implement the new health insurance for all plan. My personal physician will not take Medicaid patients. He can't afford the to take the low payments. As in other lands with UHC we must enslave, er no, recruit doctors to serve the will of the people.

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Posted : March 24, 2010 12:15 pm
speee1dy
(@speee1dy)
Expert

bassman, it kinda sounds like you dont like your system???

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Topic starter Posted : March 24, 2010 12:59 pm
Lizard
(@Lizard)
Trusted Member

One item on the New Health Reform is of Great concern, Where the USA Govt will "fine" people for not buying Health insurance. Guess who is going to control this (IRS). This is something that has never happened before requiring people who don't need it or don't want it to buy it, there is no exception to this item. Do not equate this with Auto Insurance, Life insurance,Home owners insurance etc which are required for a license by the state, Lenders requirement because of capital at risk etc.*-)

With this type Law the Govt has licensed us from Birth. The Door is open now!

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Posted : March 24, 2010 1:39 pm
Bombi
(@Bombi)
Trusted Member

Isn't Medicare and Medicaid sort of Universal Health Care?

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Posted : March 24, 2010 1:58 pm
Bassman
(@bassman)
Advanced Member

speee1dy, I'm talking of the coming US system. Obama has given everyone health insurance, not health care. Is he going to force doctors to work for less than they make now? I think he'll try. The new law will control everything. Bureaucrats will decide what is "appropriate care" not your doctor. Doctors will become just another cog in the machine and you will just be a number as in all good socialist regimes.

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Posted : March 24, 2010 2:02 pm
Bassman
(@bassman)
Advanced Member

Bombi,
Medicare= retired gov. heath insurance. You know, when you're collecting SS.
Medicaid= for welfare recipients probably administered by SS. They have expanded this coverage.
Neither pays as much as private (currently) insurance. My wife works for doctors, eye specialists. If you are on Medicare you have to have supplemental insurance or you will have to see someone else. Medicaid- NO way, go to the free clinic.

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Posted : March 24, 2010 2:15 pm
STXBob
(@STXBob)
Trusted Member

This is interesting:
"IRS to Serve as Health Reform Enforcer, but Lacks Authority to Enforce"
http://www.foxnews.com/politics/2010/03/22/irs-serve-health-reform-enforcer-lacks-authority-enforce/

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That means there’s virtually nothing the IRS can do to enforce the fines in the legislation, forcing the tax man to rely on the consciences of taxpayers or to skim off any federal benefits, tax credits or refunds they have coming to them.

"In other words, if you're due a refund or some other federal benefit, and you didn't obtain qualified insurance, your refund or benefit will be tapped for your fee,” said Bill Ahearn, director of policy and communications for the Tax Foundation.

“People who aren't due any refunds or federal benefits will apparently face no collection action, as the IRS's hands will be effectively tied and it will be a truly voluntary tax."

Supporters of the bill, however, believe that while the IRS needs to be able to enforce the fines, it’s unlikely that the agency's inability to do so will give people a reason not to buy into health care.

“Surveys routinely show that people don't pay for health care because they can't afford it,” said Timothy Jost, a professor at Washington & Lee University Law School. “This bill gives them a way they can afford it.”
UNQUOTE

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Posted : March 25, 2010 1:12 am
Neil
 Neil
(@Neil)
Trusted Member

speee1dy, I'm talking of the coming US system. Obama has given everyone health insurance, not health care. Is he going to force doctors to work for less than they make now? I think he'll try. The new law will control everything. Bureaucrats will decide what is "appropriate care" not your doctor. Doctors will become just another cog in the machine and you will just be a number as in all good socialist regimes.

DUDE! Where you been?
"Bureaucrats" ALREADY control everything.
Doctors get paid exactly what the insurance companies decide to pay.
Insurance companies ALREADY DICTATE what are appropriate tests, procedures and surgeries.
Bureaucrats have also been deciding who to deny policies and care to.

The system has been screwed up for a long time. Many just haven't noticed because:
a) they've been lucky and not gotten seriously sick
b) their employer or daddy paid for their healthcare and they have no idea how much things really cost
c) they've never lost their job and been without healthcare when they really needed it.

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Posted : March 25, 2010 1:22 am
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