amen stxer and teresa, I will PM our info because we will have a couple of cost saving rooms for you, hubby and kids on a vacation from the mainland t...

It was only a thought to call Shaffer, he did us good and yes we are well under 7% with the points bought. Buying points through the island banks was...

Thank you for letting us know. LR, your advice and comments have also been valuable. Please have good luck with your move! Also, when your settled ...

Theresa, HipCrip is right that this is an ironic situation. I remember all of the posts back and forth between the three of us on this journey. Wh...

rh1958, My husband and I went through Shaffer Mortgage out of Palm Beach Fl area. Here is the website: and ask for Matt. I think he is the owner....

Thank you HC, I am now following the thread so I don't lose the good advice from you when I start to research this on island.

Thank you for the support HC. I will also need to look at medical but I don't feel like I have any contributing factors for denial. As for the HO in...

Iguana, Thank you for this info but our real estate agent sent a copy of requirements to vote and sadly, I don't fill the requirements for this year...

Marshall and Sterling was the first one to DECLINE

I found the Real Legacy program on-line but was directed back to Marshall and Sterling which said No. My husband and I are not eligible for AARP bene...

Alexandra, Already did and M&S declined. Seller did not have windstorm, earthquake. Still having problems though. It is very difficult doing th...

So sorry still need help Found out that the roof is 3/4ply elastomeric sealed. It is glued, screwed, strapped and no repairs were necessary after L...

Melody on this forum is a public school teacher. Do a search on her name and school to see what comes up or PM her. She will be a font of knowledge ...

Just to let you know shop around for your insurance. Got a second quote today that was 4000 cheaper and included vandalism... Still working on floo...

I had to laugh BW, I just got our quote for wind storm and earthquake insurance. Yipes! K, I'll pay. Still working on the flood ins (read Tsunami) ...

Just what I needed a good RonTFL! Not only your new acronyms STT but the whole Jack in the Box. I've heard of it but wouldn't go out of the way for ...

Nikki, Here is a quote from a post in the last 90 days (different poster jefgar) "Having just gotten my car from the docks today...... ...

Have had relatives in need of the Cleveland Clinic. Never my self (Knocking on wood). I am not a nurse btw. Good luck with everything and don't lim...

Do a search on MellissaS or MelissaS, she recently got a job as a traveling nurse on STX from Oh. By the way, where at in Oh. I'm from Toledo and mo...

I always take the cheapest sandwich baggy possible for puppy pooh. They work great! And much cheaper than the original puppy pooh bags in the pet st...

dntw8up are you MelissaS hubby? Just making sure on my puzzle PM me correct answer!

I will definately include the real deal space savers as a study and report back! But honest to goodness my hubby is a waterproof sewer so now I'm thi...

I will watch for the spacesaver logo! I'm feeling much better and slightly more in control of the situation after a good night sleep. (and my coffee...

IE, Is it quicker for money order or a cashiers check? Also your suggestion on monies at closing since your in the biz... BTW, I looked into if any...

IE Thanks for the compliment. I hate to say we could only afford to be calulating. We have been down to the island 4 times since Feb 2004 to look ...